5185 Winthrop Street
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5185 Winthrop Street

D

San Diego, CA 92117

$1,250,000
NEW — 3d

Soft Appraisal Value: $1,219,100 · 2.5% above estimate

Beds

3

Baths

2

Sqft

1,575

Year Built

1961

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2603928

This property is in San Diego (92117). View neighborhood stats →

About This Property

Tucked within one of Clairemont’s best hidden pockets, this home delivers elevated design with the kind of warmth and functionality that instantly feels like home. In an area where quick flips are the norm, this one was different from the start. Thoughtfully renovated by the owners themselves, every detail has been intentionally chosen for both style and longevity — and it shows in the quality of every single finish. Natural light pours through an abundance of windows, highlighting the expansive open-concept layout with two spacious living areas that flow seamlessly for entertaining and everyday living. At the heart of the home, a stunning custom kitchen features a waterfall island, oversized 11-inch luxury vinyl plank flooring, and designer finishes that carry throughout. The primary suite continues the elevated aesthetic with a custom herringbone-tiled shower that brings a true spa-like experience to the everyday. Outside, the modern exterior makes a statement with fresh landscaping, a full irrigation system, new exterior paint, stamped concrete, and a spacious three-car driveway. With no through traffic, a quick walk to the park, and easy access to all San Diego has to offer — this home delivers lifestyle and convenience in one beautifully curated package. All three generously sized bedrooms are down the hall and served by two beautifully remodeled bathrooms with modern, stylish finishes. Step outside to your landscaped, low maintenance backyard adorned with lush turf that stays vibrant all year round, perfect for relaxing or entertaining in your own private outdoor retreat. Welcome home!

Mortgage Calculator

Est. Monthly Payment

$7,935

Principal & Interest$6,321
Property Tax$1,250
Insurance$365
%($250,000)
%

Location

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Investment Score

20D
Est. Monthly Rent
$5,545
Monthly Cashflow

Rent − PITIA

$-2,391
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,708

Mortgage (P+I)
$6,321
Cap Rate
1.55%
Cash-on-Cash
-22.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$11,659

NOI (Annual)
$19,356
Price-to-Rent

Lower = better for investors

18.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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