5148 Minneola Drive
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5148 Minneola Drive

Ctop 80%

Fallbrook, CA 92028

$1,985,000

Pass at asking: -$10,741/mo full cashflow at 20% down, 7.43% rate.

Works at $586,499 (70% under asking), or at 98% down.

Rent $5,850/mo from 6 leases of 4–6 bed houses in 92028 ($5,391–$6,035).

Beds

5

Baths

4.5

Sqft

4,357

Year Built

2006

Days on Market

99

Property Type

Single Family

HOA/mo

N/A

MLS ID

260018926SD

This property is in Fallbrook (92028). Browse neighborhood analytics →

Virtual Tour

About This Property

Gated Beauty. Hill Ranch sq. footage and bed/bath count included detached 1 BR. Guest House/ADU. Amazing outdoor kitchen. Flat pad for sports court or RV storage. View and many, many more amenities. Don't let this private estate get away. Some Photos have been photo-shopped and virtually staged for your enjoyment. Public records show the main house at 4,169 sq. ft.

Mortgage Calculator

Est. Monthly Payment

$13,591

Principal & Interest$11,028
Property Tax$1,985
Insurance$579
%($397,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

3C
Est. Monthly Rent
$5,850

6 leases of 4–6 bed houses in 92028 · $5,391–$6,035

Monthly Cashflow

Rent − PITIA

-$7,742
Full Cashflow

Incl. vacancy, PM, maint, capex

-$10,741

What would make this work?

$10,741/mo short at 20% down; 98% down or +$13,950/mo rent closes it.

Break-even price

70% under asking

$586,499
Break-even rent

$13,950/mo above the estimate

$19,800/mo
Cashflow at 35% down
−$8,674/mo
Down payment to break even

$1,945,300 cash

98%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$11,028
Cap Rate
0.35%
Cash-on-Cash
-32.47%
DSCR

Need ≥ 1.25 for DSCR loan

0.43

NOI (Annual)
$6,946
Price-to-Rent

Lower = better for investors

28.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$10,741/mo