5123 Renaissance Ave

5123 Renaissance Ave #C

D

San Diego, CA 92122

$1,475,000

Soft Appraisal Value: $1,413,500 · 4.4% above estimate

Beds

2

Baths

2.5

Sqft

1,967

Year Built

1991

Days on Market

33

Property Type

Townhouse

HOA/mo

$620

MLS ID

260004991SD

Description

Located within the gated La Florentine enclave at Renaissance, this sophisticated townhome delivers a peaceful, upscale setting in a beautifully maintained Italian inspired village. The interior showcases an airy, open layout with soaring ceilings, recessed lighting, tiled fireplace, and fresh interior paint that creates a bright, cohesive feel. The remodeled kitchen blends style and function with custom white cabinetry featuring built in drawer organizers, quartz countertops, an expansive island, and premium appliances, making it ideal for daily living and hosting alike. A spacious south facing front patio welcomes abundant sunshine and offers an inviting space for outdoor dining, weekend barbecues, or a quiet morning coffee. The primary suite serves as a private escape, complete with its own balcony, walk-in closet, and an upgraded bath featuring a soaking tub, tile flooring, dual vanities with granite counters, and a separate tiled shower. Additional features include an oversized two car garage with storage on the lower level and access to community amenities such as a pool and spa. Centrally positioned in UTC, residents enjoy convenient access to a wide selection of restaurants, the UTC shopping center, neighborhood parks and walking paths, as well as close proximity to beaches, UCSD, and highly regarded San Diego Unified schools.

Mortgage Calculator

Est. Monthly Payment

$9,984

Principal & Interest$7,458
Property Tax$1,475
Insurance$430
HOA$620
%($295,000)
%

Investment Score

0D
Est. Monthly Rent
$4,818
Monthly Cashflow

Rent − PITIA

$-5,165
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,503

Mortgage (P+I)
$7,458
Cap Rate
-0.04%
Cash-on-Cash
-30.52%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$14,562

NOI (Annual)
$-532
Price-to-Rent

Lower = better for investors

25.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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