5025 Dick St
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5025 Dick St

D

San Diego, CA 92115

$1,195,000

Soft Appraisal Value: $1,178,800 · 1.4% above estimate

Beds

3

Baths

2

Sqft

1,348

Year Built

1970

Days on Market

38

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006494SD

This property is in San Diego (92115). View neighborhood stats →

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About This Property

Situated on a sweeping corner lot in one of Talmadge’s most desirable pockets, this beautifully remodeled home offers the perfect blend of charm, functionality, and modern upgrades. Set on a generous lot, the property provides excellent curb appeal, added privacy, and space to enjoy both indoor and outdoor living. Inside, you’ll immediately appreciate the abundance of natural light that fills the home, creating a warm and inviting atmosphere throughout. The formal living room offers a comfortable space to relax or entertain, while the additional family room just off the kitchen adds versatility and everyday livability. The updated kitchen connects seamlessly to the main living areas, creating an ideal setting for both daily living and hosting. The thoughtfully designed layout offers well-proportioned rooms and a natural flow from space to space, making the home feel both functional and expansive. Recent upgrades include brand new Pella dual-pane windows, enhancing energy efficiency, comfort, and overall quality throughout. A spacious two-car attached garage adds convenience, while the large lot presents endless opportunities for outdoor entertaining, gardening, or future expansion. This is a rare opportunity to own a turnkey home in one of Talmadge’s premier locations, just moments from everything that makes the neighborhood so special. Talmadge is known for its tree-lined streets, strong sense of community, and central location with easy access to local dining, shopping, and everything that makes Metro San Diego living so desirable.

Mortgage Calculator

Est. Monthly Payment

$7,586

Principal & Interest$6,043
Property Tax$1,195
Insurance$349
%($239,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$3,450
Monthly Cashflow

Rent − PITIA

$-4,137
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,926

Mortgage (P+I)
$6,043
Cap Rate
0.12%
Cash-on-Cash
-29.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$11,146

NOI (Annual)
$1,400
Price-to-Rent

Lower = better for investors

28.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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