5119 Monroe Avenue

5119 Monroe Avenue

D

San Diego, CA 92115

$730,000

Soft Appraisal Value: $718,200 · 1.6% above estimate

Beds

2

Baths

1

Sqft

728

Year Built

1927

Days on Market

73

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2600441

Description

Beautiful & Charming Home nestled in the Alhambra Park subdivision of the desirable Talmadge neighborhood, this inviting home blends classic Spanish Craftsman charm with thoughtful enhancements. Highlights include beautiful original hardwood floors, cove ceilings, and a private backyard with a custom deck—ideal for entertaining. Recent improvements include a replaced garage roof with a rooftop deck, new rear patio/deck, and a rebuilt front porch. The kitchen features new lower cabinets, countertops, and appliances, while the bathroom offers a walk-in shower with updated plumbing, along with a new sink and toilet. A detached garage with rooftop deck provides stunning city lights and skyline views. Centrally located near SDSU, shops, eateries, and major freeways, this charming home offers the perfect balance of character, comfort, and convenience. Please note that this property is being sold AS IS.

Mortgage Calculator

Est. Monthly Payment

$4,634

Principal & Interest$3,691
Property Tax$730
Insurance$213
%($146,000)
%

Investment Score

2D
Est. Monthly Rent
$2,626
Monthly Cashflow

Rent − PITI − HOA

$-2,008
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,221

Mortgage (P+I)
$3,691
Cap Rate
0.77%
Cash-on-Cash
-26.47%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$6,809

NOI (Annual)
$5,648
Price-to-Rent

Lower = better for investors

23.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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