
500 Harbor #1110
Ctop 80%San Diego, CA 92101
89 licensed short-term rentals within ½ mile (77 whole home), from the cities' license and permit lists of Nov 3, 2026.
No unit in this 84-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$5,617/mo full cashflow at 20% down, 7.49% rate.
Works at $320,781 (69% under asking), or at 97% down.
Rent $4,810/mo from 7 leases in this building ($4,519–$4,840).
Beds
2
Baths
2
Sqft
1,240
Year Built
1994
Days on Market
45
Property Type
Condo
HOA/mo
$1,229
MLS ID
NDP2608787
This property is in San Diego (92101). View neighborhood stats →
About This Property
Welcome to City Front Terrace, downtown’s premier resort-style community. Bathed in warmth and coastal light, this home offers spectacular views of San Diego Bay and a blank canvas for your curated design and finishes in an exceptional location. Featuring two spacious suites positioned on opposite sides of the home, this thoughtfully designed floor plan provides flexibility, privacy, and unparalleled views from every room as well as a private balcony. Featuring in-unit laundry and an assigned parking space in the secure underground garage, its location and energy are unsurpassed. Built in 1991 and completed in 1994, CityFront Terrace was integrated with the historic Citrus Soap Factory and became one of the largest brick buildings on the West Coast. Residents enjoy beautifully maintained grounds and resort-style amenities, including a 24-hour front desk, valet parking, libraries, heated lap and recreational swimming pools and spa, sauna, fitness center, Citrus Room, BBQ grills, fire pits, bike storage room, EV charging capability, and more. The Citrus Room, gleaning its name from the Citrus Soap Factory, is a 1600 sf entertainment center with a full kitchen, bar, and 75-inch HDTV with surround sound. Conveniently located in the heart of San Diego, this home lives like a staycation year-round. Walk to fabulous restaurants, shop in Seaport Village, and take the ferry to Coronado~ all are within proximity for your lifestyle. Freeway close and conveniently located near public transportation and the San Diego Airport. Ready for your thoughtful design, this home offers an exceptional opportunity to enjoy everything San Diego has to offer. Home is virtually staged. Welcome Home!
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Est. Monthly Payment
$8,446
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,810
Comp Average
$5,074
510 1st Ave
2bd / 2ba · 1,245 sqft · Condo
$799K
Est. $6,269/mo
510 1st Ave
2bd / 2ba · 1,245 sqft · Condo
$1.08M
Est. $6,269/mo
300 Beech
2bd / 2ba · 1,231 sqft · Condo
$925K
Est. $4,037/mo
1750 Kettner Blvd
2bd / 2.5ba · 1,263 sqft · Condo
$979K
Est. $3,964/mo
500 Harbor Drive
2bd / 2ba · 1,252 sqft · Condo
$1.30M
Est. $4,833/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
7 leases in this building · $4,519–$4,840
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,617/mo short at 20% down; 97% down or +$7,294/mo rent closes it.
- Break-even price
- $320,781
- Break-even rent
- $12,104/mo
- Cashflow at 35% down
- −$4,517/mo
- Down payment to break even
- 97%
- Rate to break even
- Not reachable
69% under asking
$7,294/mo above the estimate
$1,017,530 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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