500 Harbor Drive

500 Harbor Drive

D

San Diego, CA 92101

$620,000
NEW — 0d on market

Beds

1

Baths

1

Sqft

726

Year Built

1994

Days on Market

0

Property Type

Condo

HOA/mo

$1,100

MLS ID

NDP2602026

Description

Welcome to CityFront Terrace, one of Downtown San Diego’s most iconic luxury residences in the coveted Marina District. Ideally positioned next door to the Children’s Museum and just moments from the waterfront, Seaport Village, and premier dining, this address offers the very best of coastal urban living. This is a rare opportunity to own one of the limited one-bedroom floor plans in the entire building — a highly sought-after stack that rarely becomes available. The residence features distinctive finishes, beautiful natural light, and an expansive covered balcony ideal for indoor-outdoor living. From the patio, enjoy views toward Petco Park — making this an especially exciting home base for Padres fans during baseball season. The HOA fee includes a designated valet parking space, providing effortless convenience in the heart of downtown. CityFront Terrace is celebrated for its full-service lifestyle and beautifully maintained grounds, blending historic character with modern luxury. Built alongside the preserved brick façade of the former Citrus Soap Factory, the property is surrounded by nearly two acres of lush, award-winning landscaping known as the “Urban Canyon,” complete with mature trees, vibrant greenery, and a dramatic 90-foot waterfall feature. Residents enjoy a wide array of resort-style amenities including two heated pools — a 75-foot lap pool and separate recreation pool — along with a spa, pavilion with barbecue area, fire pit, and outdoor dining spaces. The building also features a 3,500+ square foot fitness center with strength and cardio equipment, showers and saunas, an entertainment and recreation room with a full kitchen, business center and conference room, and complimentary Wi-Fi in common areas. Additional conveniences include assigned storage, bike rooms, EV charging capability, secure package and mail handling, and a 24-hour attended lobby with concierge services. The community also maintains an exceptional level of care with ongoing building maintenance. CityFront Terrace offers more than just a home — it delivers a full-service lifestyle in one of San Diego’s most established luxury communities. A truly rare one-bedroom opportunity in a landmark building.

Mortgage Calculator

Est. Monthly Payment

$5,036

Principal & Interest$3,135
Property Tax$620
Insurance$181
HOA$1,100
%($124,000)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$2,165
Monthly Cashflow

Rent − PITI − HOA

$-2,871
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,886

Mortgage (P+I)
$3,135
Cap Rate
-1.45%
Cash-on-Cash
-27.78%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$5,036

NOI (Annual)
$-9,007
Price-to-Rent

Lower = better for investors

23.9

* Defaults: 20% down, 6.5% rate, 30yr.

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