425 Beech St San Diego

425 Beech St San Diego

D

, CA 92101

$449,900

Beds

1

Baths

1

Sqft

766

Year Built

2004

Days on Market

46

Property Type

Condo

HOA/mo

$905.18

MLS ID

2601257SD

Description

Welcome to the highly desirable Aqua Vista, your urban-meets-coastal escape in the heart of San Diego! This charming 766-square-foot condo, built in 2004, is tucked within the highly sought-after Downtown community, offering a perfect balance of tranquility, comfort, and vibrant city living. Nestled next to Little Italy, you’ll be just steps away from buzzing cafés, iconic restaurants, artisan markets, and peaceful waterfront strolls. Inside, this inviting one-bedroom, one-bath retreat features an open layout that seamlessly connects the living, dining, and kitchen areas—excellent for entertaining or unwinding after a day of exploring the city. The charming galley-style kitchen offers a refrigerator, microwave, and dishwasher, providing everything you need for easy, efficient daily living. Residents enjoy an impressive array of community amenities, including a sparkling rooftop pool & spa, a fitness center, two welcoming lobbies, and outdoor barbecue areas perfect for gatherings. Additional conveniences—such as air conditioning and valet garage parking for one car—enhance your everyday comfort. In-unit laundry makes chores a breeze, giving you more time to enjoy Little Italy’s lively energy or take in San Diego’s stunning shoreline. Your ideal San Diego home awaits—don’t miss this incredible opportunity!

Mortgage Calculator

Est. Monthly Payment

$3,761

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$905
%($89,980)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$1,847
Monthly Cashflow

Rent − PITI − HOA

$-1,914
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,714

Mortgage (P+I)
$2,275
Cap Rate
-1.17%
Cash-on-Cash
-25.53%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.81
Break-even Rent
$3,761

NOI (Annual)
$-5,266
Price-to-Rent

Lower = better for investors

20.3

* Defaults: 20% down, 6.5% rate, 30yr.

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