4963 Long Branch Ave San Diego

4963 Long Branch Ave San Diego

D

, CA 92107

$1,695,000

Beds

3

Baths

2

Sqft

1,034

Year Built

1922

Days on Market

21

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003236SD

Description

Welcome to a rare coastal treasure in the heart of Ocean Beach, where timeless character meets thoughtful modern design just two blocks from the sand. This early-century beach bungalow has been beautifully reimagined while preserving the soul and original charm that define a classic OB cottage, showcasing vintage architectural details. Situated on an expansive double lot, this property comes with two separate buildable lots with their own APNs. The property offers exceptional outdoor space rarely found this close to the ocean, with fully finished, low-maintenance turf yards, concrete pads, a fenced front yard, and a storybook front porch that create a private retreat, with outdoor living enhanced by a covered patio and an above-ground spa. The property also features a one-car detached garage and motorized security gate, both equipped with exterior electronic digital keypads and remote controls for convenient alleyway access. In addition to the garage, the gated entry provides extra secured off-street parking that can accommodate two vehicles and is equipped with an EV charger. Inside, the bungalow has been recently updated throughout, highlighted by an open renovated kitchen, remodeled bathrooms, LVP flooring, a tankless water heater, three mini-split systems, ceiling fans, and an in-home washer and dryer. This is a unique opportunity to own an iconic piece of Ocean Beach history—an authentic seaside cottage offering preserved early-century charm alongside the modern amenities buyers expect today, all within moments of sunsets, surf, cafés, Dog Beach, and Newport Avenue.

Mortgage Calculator

Est. Monthly Payment

$10,760

Principal & Interest$8,571
Property Tax$1,695
Insurance$494
%($339,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$4,050
Monthly Cashflow

Rent − PITI − HOA

$-6,710
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,054

Mortgage (P+I)
$8,571
Cap Rate
-0.34%
Cash-on-Cash
-23.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$10,760

NOI (Annual)
$-5,796
Price-to-Rent

Lower = better for investors

34.9

* Defaults: 20% down, 6.5% rate, 30yr.

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