1975 Bacon St San Diego

1975 Bacon St San Diego

D

, CA 92107

$1,149,900

Beds

2

Baths

1

Sqft

598

Year Built

1922

Days on Market

40

Property Type

Single Family

HOA/mo

N/A

MLS ID

260001703SD

Description

If you’ve been dreaming of a true Ocean Beach classic, this pristine original beach cottage is the one! Bursting with vintage charm and character, this 1922 gem has been lovingly restored from the studs up—combining timeless craftsmanship with thoughtful modern upgrades. Step inside to find lath and plaster walls, gleaming hardwood floors, a cozy brick fireplace, built-ins, and picture rail molding that honor its period roots. The light-filled kitchen features pristine original cabinetry, period tile countertops, charming checkerboard flooring, and a retro stove and oven. A hidden Sub-Zero drawer fridge/freezer and the original “California Cooler” seamlessly blend past and present. The bathroom shines with a restored clawfoot tub, vintage-style flooring, and a classic medicine cabinet. Every detail has been carefully preserved or upgraded, including owned solar, updated electrical panel and wiring, copper and ABS plumbing, seismic retrofitting, and A/C. The exterior retains the home’s original 1922 color, framed by a white picket fence, lush landscaping, and privacy fencing. Enjoy your morning coffee or a relaxing sauna session on the back deck, and take advantage of side-yard parking for two cars + a motorcylce—rare for this coveted location! Just one block from the beach and a short stroll to Ocean Beach’s favorite restaurants, cafes, bars, and shops. This is coastal living at its most authentic—an OB treasure where vintage charm meets modern comfort.

Mortgage Calculator

Est. Monthly Payment

$7,300

Principal & Interest$5,815
Property Tax$1,150
Insurance$335
%($229,980)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$3,200
Monthly Cashflow

Rent − PITI − HOA

$-4,099
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,794

Mortgage (P+I)
$5,815
Cap Rate
0.02%
Cash-on-Cash
-21.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$7,299

NOI (Annual)
$250
Price-to-Rent

Lower = better for investors

29.9

* Defaults: 20% down, 6.5% rate, 30yr.

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