4955 Rancho Viejo Drive
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4955 Rancho Viejo Drive

D

Del Mar, CA 92014

$5,075,000
NEW — 2d

Soft Appraisal Value: $4,827,400 · 5.1% above estimate

Beds

5

Baths

4

Sqft

3,329

Year Built

1980

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605433

This property is in Del Mar (92014). View neighborhood stats →

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About This Property

Tucked away at the end of a quiet cul-de-sac in the prestigious Rancho Del Mar community, this one-of-a-kind custom estate offers a living experience that is nearly impossible to replicate today. Originally designed and built as a custom residence, the home seamlessly blends timeless craftsmanship, architectural character, and breathtaking natural surroundings into a truly exceptional retreat. Perched above the surrounding landscape on approximately one acre, the property feels more like a luxury mountain lodge than a traditional coastal home. Towering trees, sweeping canyon vistas, and panoramic views stretching across Rancho Santa Fe and the Del Mar Polo Fields create a setting of unmatched tranquility and privacy. The home's architectural centerpiece is its dramatic single-level design, highlighted by soaring ceilings, exposed wood beams, and expansive windows that flood the interior with natural light throughout the day. Every space was thoughtfully positioned to capture the property's extraordinary views, creating an effortless connection between the indoors and the surrounding landscape. Extensively upgraded while preserving its original character, the residence features wide-plank engineered hardwood flooring, custom millwork, designer lighting, and carefully curated finishes throughout. Unlike many newer homes, every element feels intentional, distinctive, and built to last. Offering five bedrooms and four bathrooms, the floor plan provides exceptional flexibility while maintaining the convenience of single-story living. Adding to the home's uniqueness is a finished lower-level bonus retreat currently designed as a luxurious wellness space. Anchored by a custom built-in dry sauna, this private escape evokes the feeling of a five-star resort, providing the perfect place to unwind, recharge, and enjoy a spa-like experience without ever leaving home. Rarely does a property combine the ease of single-story living, the character of a true custom home, and the serenity of a mountain retreat while remaining just minutes from Del Mar's beaches, dining, shopping, equestrian facilities, golf courses, and top-rated schools. This is more than a home—it's a private sanctuary where architecture, nature, and lifestyle come together in a way that is increasingly rare to find.

Mortgage Calculator

Est. Monthly Payment

$32,217

Principal & Interest$25,662
Property Tax$5,075
Insurance$1,480
%($1,015,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$10,364
Monthly Cashflow

Rent − PITIA

$-21,853
Full Cashflow

Incl. vacancy, PM, maint, capex

$-28,466

Mortgage (P+I)
$25,662
Cap Rate
-0.66%
Cash-on-Cash
-33.65%
DSCR

Need ≥ 1.25 for DSCR loan

0.32
Break-even Rent
$47,333

NOI (Annual)
$-33,647
Price-to-Rent

Lower = better for investors

40.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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