4944 Cass St San Diego

4944 Cass St San Diego

D

, CA 92109

$1,050,000

Beds

2

Baths

2

Sqft

1,100

Year Built

1973

Days on Market

100

Property Type

Condo

HOA/mo

$850

MLS ID

250043251SD

Description

This elevated coastal retreat on the sixth floor of Pacific Tower delivers incredible sit-down views of the ocean, whitewater, Mission Bay, and the city skyline. One of the last high-rise residential buildings permitted in Pacific Beach before the 30-foot Prop D coastal height limit took effect, Pacific Tower offers a level of elevation, perspective, and natural light that simply can’t be replicated today. Completely reimagined with a $250K+ designer renovation in 2021, the home features a sleek Scavolini kitchen fitted with Miele appliances, thoughtful architectural lighting, artful tilework, and dramatic floor-to-ceiling Fleetwood windows that frame the coastline like a moving painting. The open, flowing layout creates a bright and welcoming environment that extends to a private patio—perfect for slow mornings, breezy afternoons, and unforgettable sunset evenings. The primary suite captures calming ocean vistas, while the second bedroom enjoys sweeping views across the bay toward downtown—an ideal setup for guests, a home office, or a tranquil retreat. Located just three blocks from the beach and moments from the restaurants, cafés, and energy of Cass Street, this residence blends convenience with serenity in one of North PB’s most desirable pockets. Pacific Tower itself offers a secure lobby and garage, pool, spa, fitness room, sauna, clubhouse, and common laundry—a full-amenity coastal high-rise lifestyle rarely found this close to the sand. Luxury coastal living, made simple.

Mortgage Calculator

Est. Monthly Payment

$7,516

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
HOA$850
%($210,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$2,514
Monthly Cashflow

Rent − PITI − HOA

$-5,001
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,455

Mortgage (P+I)
$5,309
Cap Rate
-1.31%
Cash-on-Cash
-28.58%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$7,515

NOI (Annual)
$-13,743
Price-to-Rent

Lower = better for investors

34.8

* Defaults: 20% down, 6.5% rate, 30yr.

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