
4911 Campanile Drive
Ctop 80%San Diego, CA 92115
One license per person in San Diego: whether you can hold it depends on you, not only the home.
22 licensed short-term rentals within ½ mile (15 whole home), from the cities' license and permit lists of Nov 3, 2026.
Pass at asking: -$6,110/mo full cashflow at 20% down, 7.49% rate.
Works at $507,843 (61% under asking), or at 88% down.
Rent $5,087/mo from 8 leases of 3–5 bed houses within 0.5 mi ($4,311–$4,523).
Beds
4
Baths
3
Sqft
1,843
Year Built
1958
Days on Market
45
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2607082
This property is in San Diego (92115). View neighborhood stats →
About This Property
Perched just blocks from San Diego State University with sweeping views toward downtown and the surrounding hills, 4911 Campanile Dr is a fully remodeled 3-bedroom, 2-bathroom single-story home paired with a completely separate, fully remodeled 1-bedroom, 1-bathroom ADU — a rare combination in this high-demand college corridor. Inside the main house, wide-plank wood-look flooring runs throughout an open, light-filled floor plan. The kitchen features quartz countertops, shaker-style cabinetry, a subway tile backsplash, and a stainless steel appliance package including a gas range. Both bathrooms have been tastefully updated with floating vanities, matte black fixtures, and tiled tub/shower surrounds, including a striking black hex-tile floor in the primary bath. Mirrored closet doors and recessed lighting complete the clean, move-in-ready finish. A sliding glass door off the living room opens to a low-maintenance backyard with turf, a wood privacy fence, and a patio seating area — ideal for relaxing or entertaining. The home also includes a garage and solar panels on a low-cost lease, keeping energy costs down from day one. The detached ADU is finished to the same standard, with its own private entrance and patio, a full kitchen (stainless appliances, tile backsplash, quartz counters), a comfortable living/sleeping space with wood flooring, and a stylish bathroom with gold hardware accents and tile finishes. It's a turnkey option for rental income, a mortgage-helper, multigenerational living, or student housing — all just minutes on foot from SDSU's campus. Location, updated finishes throughout both units, and rare dual-living flexibility make this one of the strongest offerings near campus.
Mortgage Calculator
Est. Monthly Payment
$8,944
Location
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Zoned Schools
Elementary
Hardy Elementary · grades K-5 · San Diego Unified
Middle
Lewis Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,087
Comp Average
$5,358
4565 62nd St
4bd / 3ba · 1,829 sqft · Single Family
$799K
Est. $4,975/mo
5476 Maisel Way
5bd / 3ba · 1,840 sqft · Single Family
$1.35M
Est. $5,965/mo
6117 Mesita Drive
4bd / 2ba · 1,955 sqft · Single Family
$1.40M
Est. $6,050/mo
5228 Augustana Place
4bd / 3ba · 1,840 sqft · Single Family
$1.18M
Est. $4,885/mo
5295 Joan Court
4bd / 2ba · 1,717 sqft · Single Family
$1.25M
Est. $4,914/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3–5 bed houses within 0.5 mi · $4,311–$4,523
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% above what comparable homes leased for ($4,484). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,110/mo short at 20% down; 88% down or +$7,935/mo rent closes it.
- Break-even price
- $507,843
- Break-even rent
- $13,022/mo
- Cashflow at 35% down
- −$4,748/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$7,935/mo above the estimate
$1,143,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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