4906 Lorraine Dr

4906 Lorraine Dr

D

San Diego, CA 92115

$1,499,000

Soft Appraisal Value: $1,527,800 · 1.9% below estimate

Beds

3

Baths

3

Sqft

1,937

Year Built

1948

Days on Market

72

Property Type

Single Family

HOA/mo

N/A

MLS ID

260001830SD

Description

This beautifully renovated Talmadge home blends original character with modern updates designed for everyday living. The kitchen features custom-built alabaster slim shaker cabinetry, a matching range hood, all-new appliances, a Bedrosian Pearl White tile backsplash, and a farmhouse sink. The home offers two primary suites, providing flexible living options. The first-floor primary includes matching slim shaker vanities with brushed bronze finishes and a tiled shower surround with a coordinating niche. A shared hall bathroom serves guests and residents alike, showcasing a freestanding soaking tub, tiled surround with glass shelving, rain shower head, and wall spout. The front living room offers privacy from the main living areas and could easily be converted into a fourth bedroom or home office. The family room features a matte black fireplace surround, wet bar, and direct access to the backyard—perfect for entertaining. Upstairs, the second primary suite is fully secluded and includes a spacious walk-in closet and a spa-like bathroom with tiled shower surround, built-in bench, rain shower, and handheld wand. The separate laundry room offers matching cabinetry and convenient exterior access. Throughout the home you’ll find all-new paint, luxury vinyl plank flooring, updated baseboards, modern light fixtures, dual-pane windows, central A/C, and more. The backyard is designed for comfort and ease, featuring a covered patio with dual wood fans, new sod and irrigation, and a detached two-car garage.

Mortgage Calculator

Est. Monthly Payment

$9,516

Principal & Interest$7,580
Property Tax$1,499
Insurance$437
%($299,800)
%

Investment Score

1D
Est. Monthly Rent
$4,837
Monthly Cashflow

Rent − PITIA

$-4,679
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,040

Mortgage (P+I)
$7,580
Cap Rate
0.43%
Cash-on-Cash
-28.18%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$13,980

NOI (Annual)
$6,472
Price-to-Rent

Lower = better for investors

25.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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