4874 Alberson
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4874 Alberson

D

Carmel Valley, CA 92130

$3,495,000
NEW — 0d

Beds

5

Baths

5

Sqft

4,130

Year Built

1990

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010034SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Tucked away on a quiet cul-de-sac in Carmel Valley, this home sits on one of the largest lots in the neighborhood and offers an ideal blend of space, functionality, and lifestyle—just moments from Ashley Falls Elementary School, parks, and greenbelts. When you enter the home, you are greeted by vaulted ceilings and reception space. The open layout features a formal dining & living room. The spacious family room flows seamlessly into the kitchen, complete with stainless steel appliances, a double oven, and ample space for everyday living and entertaining. You'll also find a dedicated office space, a convenient downstairs suite, designated laundry room, and a 3 car garage. Upstairs includes an additional office/media room, two ensuite bedrooms, and a private primary retreat with a balcony overlooking the backyard. The spa-inspired primary bath features a soaking tub, double-sided fireplace, walk-in shower with dual shower-heads, dual vanities, and a custom walk-in closet. Step outside to your own private oasis—designed for year-round enjoyment. The expansive backyard features three outdoor firepits, a built-in barbecue with grill and wine refrigerator, outdoor heaters, multiple lounge areas, and a European-inspired pool and spa with tranquil waterfalls. A custom-built pergola completes the space, creating the ultimate setting for entertaining or relaxing. With no HOA, owned solar, and an unbeatable location, this is a rare opportunity to own a truly special home in one of North County’s most sought-after communities. Mello Roos scheduled to end next year!

Mortgage Calculator

Est. Monthly Payment

$22,187

Principal & Interest$17,673
Property Tax$3,495
Insurance$1,019
%($699,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,134
Monthly Cashflow

Rent − PITIA

$-14,053
Full Cashflow

Incl. vacancy, PM, maint, capex

$-18,836

Mortgage (P+I)
$17,673
Cap Rate
-0.40%
Cash-on-Cash
-32.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$32,596

NOI (Annual)
$-13,960
Price-to-Rent

Lower = better for investors

35.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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