
487 Hilltop Dr
Ctop 80%Chula Vista, CA 91910
Pass at asking: -$7,081/mo full cashflow at 20% down, 7.43% rate.
Works at $677,991 (58% under asking), or at 84% down.
Rent $6,763/mo from 9 leases of houses within 1 mi, size-adjusted ($6,303–$6,915).
Beds
7
Baths
4.5
Sqft
4,728
Year Built
1968
Days on Market
117
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2605404
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
Welcome to 487 Hilltop Drive, a rare opportunity to own an expansive property in one of Chula Vista’s established neighborhoods. Situated on an oversized lot, this impressive home offers an abundance of space, versatility, and endless possibilities to create the lifestyle you’ve always envisioned. Inside, you’ll find a spacious floor plan featuring two full kitchens, making it ideal for multi generational living, extended family, entertaining, or those who simply love to host. The oversized primary suite provides a private retreat with generous space to relax and unwind. Step outside and discover your own backyard oasis. The sparkling pool is perfect for enjoying warm Southern California days, while the expansive yard offers plenty of room for outdoor gatherings, gardening, play areas, or future enhancements. The detached three car garage provides ample space for vehicles, storage, a workshop, or hobbies. Whether you’re searching for room to grow, a home designed for entertaining, or a property with exceptional flexibility, this residence delivers a unique combination of size, function, and opportunity. With its generous layout, impressive lot, and desirable location, this is a home that truly stands apart. Come experience everything 487 Hilltop Drive has to offer and imagine the possibilities. Opportunities like this don’t come around often. Schedule your private tour today and see this exceptional property for yourself. Who’s Next?
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Est. Monthly Payment
$10,955
Location
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Zoned Schools
Elementary
Rosebank Elementary · grades K-6 · Chula Vista Elementary
Middle
Hilltop Middle · grades 7-8 · Sweetwater Union High
High
Hilltop Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$6,763
Comp Average
$6,027
556 Parkside Dr
5bd / 3ba · 2,887 sqft · Single Family
$1.25M
Est. $5,644/mo
86 Via De Laurencio
5bd / 4ba · 3,600 sqft · Single Family
$1.70M
Est. $6,210/mo
169 Via De Laurencio
6bd / 4ba · 3,823 sqft · Single Family
$1.90M
Est. $6,226/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of houses within 1 mi, size-adjusted · $6,303–$6,915
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,081/mo short at 20% down; 84% down or +$9,197/mo rent closes it.
- Break-even price
- $677,991
- Break-even rent
- $15,960/mo
- Cashflow at 35% down
- −$5,415/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
58% under asking
$9,197/mo above the estimate
$1,344,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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