4868 Northerly St
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4868 Northerly St

B

Oceanside, CA 92056

$950,000
NEW — 3d

Beds

4

Baths

2.5

Sqft

1,742

Year Built

1987

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2606057

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Sweeping views on large elevated view lot in Oceanside's Guajome Park Estates. Newly refreshed for sale by longtime owners, inside enjoy vaulted ceilings and arched windows with great natural light with the home oriented to the outdoors. The kitchen features wood cabinetry, upgraded appliances, a gas range, tile backsplash, quartz countertops. All four bedrooms are upstairs, including a spacious primary suite with a walk-in shower; a half-bath downstairs completes the layout. Out back is a deep, open lawn with a full-length patio and unobstructed views. Room to relax and entertain. A/C. Freshly painted, new carpet, updated roof, termite clearance and pre-inspected for buyer peace of mind. Move-in ready - No HOA and no Mello-Roos.

Mortgage Calculator

Est. Monthly Payment

$6,031

Principal & Interest$4,804
Property Tax$950
Insurance$277
%($190,000)
%

Location

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Investment Score

32C
Est. Monthly Rent
$4,275
Monthly Cashflow

Rent − PITIA

$-1,756
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,531

Mortgage (P+I)
$4,804
Cap Rate
1.61%
Cash-on-Cash
-22.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$8,860

NOI (Annual)
$15,277
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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