4860 Rancho Verde Trail
DCarmel Valley, CA 92130
Soft Appraisal Value: $6,505,000 · 3.8% above estimate
Beds
5
Baths
6
Sqft
8,128
Year Built
2006
Days on Market
25
Property Type
Single Family
HOA/mo
$800
MLS ID
NDP2601912
Description
This stunning Greg Agee–built custom estate sits on an elevated lot in the guard-gated community of Rancho Pacifica, offering beautiful views, an A+ floor plan, and seamless indoor/outdoor living. The main level features a luxurious primary suite with spa-like bath, en-suite guest room, wood paneled office, climate-controlled wine cellar, home theater, gym/game room, and living/dining rooms with views of the resort-style backyard. The chef’s kitchen and great room open to a covered patio with fireplace, outdoor kitchen, and a gorgeous pool and spa, surrounded by lush landscaping, fruit trees, and a grassy area perfect for kids or pets. Interior highlights include French Traditions custom cabinetry throughout, pecan plank wood and travertine floors, and brand new laser jet theater projector, plus in-home speakers, fully paid solar, and Lutron lighting system. Residents love Rancho Pacifica’s highly sought-after West-side location, offering easy access to shopping or dining at One Paseo, top-rated schools, the beach, and major freeways—all while feeling exceptionally private and tucked away. This is luxury living at its finest in one of North County’s most prestigious communities.
Mortgage Calculator
Est. Monthly Payment
$43,644
Comparable Properties
5 comps foundThis Property
$23,292
Comp Average
$13,529
3811 Via Del Mar
4bd / 2ba · 3,600 sqft · Single Family
$4.99M
Est. $7,205/mo
6372 Meadowbrush Cir
5bd / 5.5ba · 5,312 sqft · Single Family
$5.43M
Est. $14,264/mo
6370 Carmel View South
5bd / 6.5ba · 7,016 sqft · Single Family
$6.70M
Est. $14,264/mo
5146 Rancho Verde Trail
5bd / 6.5ba · 7,408 sqft · Single Family
$7.00M
Est. $14,312/mo
4690 Rancho Del Mar Trl
6bd / 8ba · 10,600 sqft · Single Family
$8.20M
Est. $17,599/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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