4690 Rancho Del Mar Trl
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4690 Rancho Del Mar Trl

D

Carmel Valley, CA 92130

$8,200,000

Soft Appraisal Value: $7,090,100 · 15.7% above estimate

Beds

6

Baths

8

Sqft

10,600

Year Built

2002

Days on Market

45

Property Type

Single Family

HOA/mo

$800

MLS ID

260005452SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Located within the prestigious and highly sought-after community of Rancho Pacifica, this exceptional residence offers refined luxury, privacy, and timeless elegance. The home features a lavish primary suite with a grand dressing area, creating a true private retreat. An executive office provides the ideal work-from-home setting, while the spacious game room and inviting family room seamlessly connect to the gourmet chef’s kitchen—perfect for both everyday living and entertaining. An impressive gallery hallway gracefully ties the living spaces together, enhancing the home’s architectural charm and flow. Step outside to a serene and private outdoor living area complete with a cozy firepit, perfect for relaxing evenings while enjoying picturesque views and refreshing ocean breezes. This remarkable property captures the essence of Southern California luxury living in one of the area’s most exclusive neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$52,855

Principal & Interest$41,464
Property Tax$8,200
Insurance$2,392
HOA$800
%($1,640,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$9,950
Monthly Cashflow

Rent − PITIA

$-42,906
Full Cashflow

Incl. vacancy, PM, maint, capex

$-52,027

Mortgage (P+I)
$41,464
Cap Rate
-1.55%
Cash-on-Cash
-38.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.19
Break-even Rent
$77,518

NOI (Annual)
$-126,766
Price-to-Rent

Lower = better for investors

68.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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