
4820 Old Cliffs Rd
Atop 10%San Diego, CA 92120
8 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 2, 2026.
Works at asking: +$5/mo full cashflow at 20% down, 7.49% rate.
Still breaks even up to $215,718.
Rent $2,161/mo: zip market median for this bed count.
Beds
2
Baths
2
Sqft
1,040
Year Built
1966
Days on Market
95
Property Type
Mfd/Mobile Home
HOA/mo
N/A
MLS ID
NDP2607127
This property is in San Diego (92120). View neighborhood stats →
About This Property
Welcome to The Cliffs, one of Allied Gardens' most desirable 55+ communities (21+ allowed with 55+ owner), where comfort, convenience, and an active lifestyle come together. Nestled in a peaceful setting just minutes from Admiral Baker Golf Course, Mission Valley, Mission Trails, Downtown San Diego, shopping, dining, and healthcare services, this community offers everything you need to enjoy your next chapter. Residents enjoy access to two beautifully maintained clubhouses featuring a heated pool and spa, library, billiards room, shuffleboard, ping pong, fireplaces, Wi-Fi, and welcoming gathering spaces. The community is known for its vibrant social calendar, offering activities such as water aerobics, exercise classes, bingo nights, book club gatherings, holiday barbecues, Taco Tuesdays, pancake breakfasts, pasta nights, bake sales, and more. There is even an occasional visit from the neighborhood ice cream truck. An added benefit is that this home is registered annually through the California Department of Housing and Community Development (HCD), meaning there are no annual property taxes. Inside, the home offers abundant natural light, a spacious primary bathroom, and a full-size washer and dryer. The low-maintenance landscaping allows for easy living, while the two-car tandem carport and nearby guest parking provide added convenience for family and friends visiting throughout the year. Experience the ease, connection, and sense of community that make life at The Cliffs so special.
Mortgage Calculator
Est. Monthly Payment
$1,479
Location
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Comparable Properties
3 comps foundThis Property
$2,161
Comp Average
$2,161
4848 Old Cliffs Road
2bd / 2ba · 1,100 sqft · Manufactured
$184K
Est. $2,161/mo
4922 Old Cliffs Rd.
2bd / 2ba · 1,325 sqft · Manufactured
$265K
Est. $2,161/mo
4942 Old Cliffs Rd.
2bd / 2ba · 1,140 sqft · Manufactured
$269K
Est. $2,161/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Zip market median for this bed count
Thin data: no closed leases like this one nearby.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
Cashflows +$5/mo at 20% down with every reserve funded.
- Break-even price
- $215,718
- Break-even rent
- $2,154/mo
- Cashflow at 35% down
- +$231/mo
- Down payment to break even
- 20%
- Rate to break even
- 7.54%
0% above asking
Estimated rent already clears it
$43,000 cash
at 20% down
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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