4802 Pescadero
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4802 Pescadero

D

San Diego, CA 92107

$897,000
NEW — 1d

Soft Appraisal Value: $865,300 · 3.7% above estimate

Beds

1

Baths

1

Sqft

480

Year Built

1948

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604567

This property is in San Diego (92107). View neighborhood stats →

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About This Property

Picture-perfect Sunset Cliffs Beach Cottage steps to the Pacific Ocean!! Thoughtfully upgraded while retaining its original character, this exceptionally charming residence offers 1 Bedroom + Loft, sun-filled front and rear gardens, an eat-in Kitchen, and an interior Laundry Room. Tucked behind fully fenced grounds and available for the first time in more than 28 years, the home lives as a private coastal retreat—equally suited for quiet mornings, weekend gatherings, or effortless indoor-outdoor living. Spend your days surfing, practicing Yoga overlooking the Ocean, walking the Cliffs, enjoying Brunch at Little Lion Cafe, or simply watch the sun disappear into the Pacific with direct ocean/beach access just steps away. With no HOA or Mello-Roos, this rare Sunset Cliffs offering captures the simplicity, sun-kissed warmth, and walkable coastal lifestyle that continues to define one of San Diego’s most beloved neighborhoods. As the lowest-priced detached home currently on the Market in Ocean Beach and Point Loma, this is certainly an opportunity not to be missed!

Mortgage Calculator

Est. Monthly Payment

$5,694

Principal & Interest$4,536
Property Tax$897
Insurance$262
%($179,400)
%

Location

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Investment Score

6D
Est. Monthly Rent
$2,550
Monthly Cashflow

Rent − PITIA

$-3,145
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,479

Mortgage (P+I)
$4,536
Cap Rate
0.08%
Cash-on-Cash
-29.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$8,367

NOI (Annual)
$684
Price-to-Rent

Lower = better for investors

29.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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