4730 Oregon St

4730 Oregon St

D

San Diego, CA 92116

$799,999
NEW — 5d on market

Soft Appraisal Value: $806,800 · 0.8% below estimate

Beds

2

Baths

1

Sqft

660

Year Built

1926

Days on Market

5

Property Type

Single Family

HOA/mo

$300

MLS ID

260006850SD

View on MLS

Description

Privacy, style, and location, this University Heights detached condo checks every box. With no shared walls and a fully fenced private patio, it lives more like a single-family home than a condo, without the upkeep. Inside, the home features a clean, modern aesthetic: hardwood flooring, abundant natural light, and quality finishes throughout. The upgraded kitchen and spa-inspired bath, featuring a custom dual-sink vanity and a glass-enclosed shower with full-height tile, elevate everyday living. Both bedrooms are well-sized, each with modern ceiling fans and efficient mini-split systems for year-round comfort. In-unit stackable laundry, new appliances, and a recently replaced water heater round out the thoughtful upgrades. Step outside to your private patio retreat, ideal for morning coffee or evening entertaining. One assigned parking space and a low monthly HOA keep life simple. You're steps from North Park's celebrated dining scene, walkable cafés, and some of San Diego's best breweries, with Balboa Park just minutes away.

Mortgage Calculator

Est. Monthly Payment

$5,379

Principal & Interest$4,045
Property Tax$800
Insurance$233
HOA$300
%($160,000)
%

Investment Score

1D
Est. Monthly Rent
$2,751
Monthly Cashflow

Rent − PITI − HOA

$-2,627
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,927

Mortgage (P+I)
$4,045
Cap Rate
0.18%
Cash-on-Cash
-29.45%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$7,851

NOI (Annual)
$1,423
Price-to-Rent

Lower = better for investors

24.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator