4715 Panorama Dr.

4715 Panorama Dr.

D

San Diego, CA 92116

$799,000
NEW — 5d on market

Beds

2

Baths

1

Sqft

876

Year Built

1925

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007508SD

Description

Charming detached 2-bedroom, 1-bath cottage in the heart of University Heights, San Diego. This light-filled home features soaring vaulted ceilings that create an open, airy feel throughout. Ideally located just steps from vibrant restaurants, cafes, and the popular Old Trolley Barn Park, this property offers unbeatable walkability and neighborhood charm. Priced as a true fixer-upper, this cottage is ready for your personal vision and updates. With excellent bones and tremendous potential, it’s perfect for investors, first-time buyers, or anyone looking to create their dream home in one of San Diego’s most desirable urban neighborhoods. Don’t miss this opportunity to transform a diamond in the rough into a standout gem in University Heights!

Mortgage Calculator

Est. Monthly Payment

$5,072

Principal & Interest$4,040
Property Tax$799
Insurance$233
%($159,800)
%

Investment Score

4D
Est. Monthly Rent
$3,449
Monthly Cashflow

Rent − PITIA

$-1,623
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,082

Mortgage (P+I)
$4,040
Cap Rate
1.44%
Cash-on-Cash
-23.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$7,452

NOI (Annual)
$11,495
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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