
4712 Cordoba Way
Dbottom 20%Oceanside, CA 92056Neighborhood: Ocean Hills
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 4, 2026.
Pass at asking: -$7,297/mo full cashflow at 20% down, 7.49% rate.
Works at $294,000 (76% under asking); even all cash loses money at asking.
Rent $3,922/mo from 10 leases of 1–3 bed houses within 1 mi ($4,158–$4,567).
Beds
2
Baths
2
Sqft
1,880
Year Built
1984
Days on Market
0
Property Type
Single Family
HOA/mo
$752
MLS ID
NDP2609625
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Beautifully remodeled San Tropez model in the highly desirable Ocean Hills Country Club! This exceptional home underwent a complete, City of Oceanside-permitted remodel in 2022, transforming the original floor plan into a more spacious, open, and functional living environment. The original interior patio was converted into additional enclosed living space, while the wall separating the kitchen and dining room was removed and replaced with a spacious island featuring sit-up bar seating and a convenient food preparation workspace. This thoughtful redesign creates an inviting, open-concept kitchen and dining area ideal for everyday living and entertaining. Extensive improvements include a 4.58 kW SunPower solar system (owned) with 14 panels installed in 2021, a RainSoft whole-home water treatment system installed in 2025, reverse osmosis drinking water filtration at the kitchen sink, and a Clean Start ozone laundry system designed to clean clothing without detergent or hot water. Additional upgrades include a Woodbridge smart toilet with integrated bidet, electronic cathodic corrosion protection for the water heater, a replaced water heater pressure relief valve, and an ultra-quiet garage door opener installed in 2025. Extra storage throughout. Located within the premier gated 55+ community of Ocean Hills Country Club, residents enjoy an exceptional resort-style lifestyle featuring golf, swimming, tennis, pickleball, fitness facilities, a clubhouse, and numerous clubs and social activities. This beautifully updated and expanded San Tropez offers the rare combination of a fully permitted remodel, an improved open-concept floor plan, and substantial recent investments in one of North County San Diego's most desirable active adult communities!
Mortgage Calculator
Est. Monthly Payment
$9,283
Location
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Zoned Schools
Elementary
Lake Elementary · grades K-5 · Vista Unified
Middle
Madison Middle · grades 6-8 · Vista Unified
High
Rancho Buena Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,922
Comp Average
$4,114
3745 Scenic Way
3bd / 2.5ba · 1,915 sqft · Single Family
$1.02M
Est. $4,593/mo
4921 Keos Way
2bd / 2.5ba · 1,899 sqft · Single Family
$994K
Est. $4,238/mo
4938 Kalamis Way
2bd / 2ba · 1,807 sqft · Single Family
$960K
Est. $3,837/mo
4878 Galicia Way
2bd / 2ba · 1,880 sqft · Single Family
$1.23M
Est. $4,027/mo
5065 Santorini Way
2bd / 2ba · 1,800 sqft · Single Family
$1.32M
Est. $3,875/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
10 leases of 1–3 bed houses within 1 mi · $4,158–$4,567
Blended 50/50 with the zip's market median ($3,422)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,297/mo short at 20% down; +$9,476/mo rent closes it.
- Break-even price
- $294,000
- Break-even rent
- $13,398/mo
- Cashflow at 35% down
- −$5,998/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
76% under asking
$9,476/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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