4651 Pico St
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4651 Pico St #111

B

San Diego, CA 92109

$659,900
NEW — 1d

Soft Appraisal Value: $645,100 · 2.3% above estimate

Beds

2

Baths

1

Sqft

925

Year Built

1976

Days on Market

1

Property Type

Condo

HOA/mo

$485

MLS ID

260014138SD

This property is in San Diego (92109). View neighborhood stats →

About This Property

WELCOME TO YOUR OPPORTUNITY TO OWN IN ONE OF SAN DIEGO’S MOST DESIRABLE COASTAL COMMUNITIES! NESTLED IN THE HIGHLY SOUGHT-AFTER MOUNT SOLEDAD AREA OF PACIFIC BEACH, THIS CHARMING 2 BEDROOM, 1 BATH CONDO OFFERS THE PERFECT COMBINATION OF COMFORT, CONVENIENCE, AND LOCATION. INSIDE, YOU’LL FIND AN INVITING OPEN LIVING SPACE FEATURING NEWER COUNTERTOPS, A FUNCTIONAL LAYOUT, AND THE ADDED CONVENIENCE OF IN-UNIT LAUNDRY. TWO ASSIGNED PARKING SPACES MAKE DAILY LIVING A BREEZE, WHILE THE LOW HOA HELPS KEEP MONTHLY EXPENSES AFFORDABLE. ENJOY QUICK AND EASY ACCESS TO MAJOR FREEWAYS, MAKING COMMUTING AROUND SAN DIEGO SIMPLE, WHILE STILL BEING JUST MINUTES FROM THE BEACH, SHOPPING, DINING, AND ALL THE INCREDIBLE LIFESTYLE AMENITIES PACIFIC BEACH IS KNOWN FOR. WHETHER YOU ARE A FIRST-TIME BUYER, INVESTOR, OR SOMEONE LOOKING FOR A LOW-MAINTENANCE COASTAL RETREAT, THIS IS A FANTASTIC OPPORTUNITY YOU WILL NOT WANT TO MISS! *FURNITURE IN BEDROOMS, LIVING ROOM AND DINING ARE VIRTUALLY STAGED*

Mortgage Calculator

Est. Monthly Payment

$4,674

Principal & Interest$3,337
Property Tax$660
Insurance$192
HOA$485
%($131,980)
%

Location

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Investment Score

30C
Est. Monthly Rent
$3,081
Monthly Cashflow

Rent − PITIA

$-1,593
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,851

Mortgage (P+I)
$3,337
Cap Rate
0.88%
Cash-on-Cash
-25.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$6,784

NOI (Annual)
$5,827
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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