4619 Central
Ctop 80%San Diego, CA 92123
No unit in this 18-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,310/mo full cashflow at 20% down, 7.43% rate.
Works at $344,073 (56% under asking), or at 82% down.
Rent $3,951/mo from 5 leases of 3-bed condos & townhomes in 92123 ($3,662–$3,923).
Beds
3
Baths
3
Sqft
1,438
Year Built
2004
Days on Market
—
Property Type
Townhouse
HOA/mo
$400
MLS ID
260026662SD
This property is in San Diego (92123). View neighborhood stats →
About This Property
Welcome to 4619 Central Plaza located in the Highly desirable community of Spectrum Center! VA APPROVED! This beautifully appointed 3 bedroom, 3 full bath townhome offers comfortable living with hardwood flooring on the main level. Additional features include a newer AC unit, R/O water filtration system and water softener. Enjoy the convenience of in-unit laundry located on the main level, along w/ an attached tandem 2 car garage. Ideally situated near Central Community Park and dog park, the YMCA, and array of easy freeway access, restaurants, and shopping. This home offers the perfect blend of comfort, convenience and community living! Welcome to 4619 Central Plaza located in the Highly desirable community of Spectrum Center! VA APPROVED! This beautifully appointed 3 bedroom, 3 full bath townhome offers comfortable living with hardwood flooring on the main level. Additional features include a newer AC unit, R/O water filtration system and water softener. Enjoy the convenience of in-unit laundry located on the main level, along w/ an attached tandem 2 car garage. Ideally situated near Central Community Park and dog park, the YMCA, and array of easy freeway access, restaurants, and shopping. This home offers the perfect blend of comfort, convenience and community living!
Mortgage Calculator
Est. Monthly Payment
$5,706
Zoned Schools
Elementary
Wegeforth Elementary · grades K-5 · San Diego Unified
Middle
Taft Middle · grades 6-8 · San Diego Unified
High
Kearny Digital Media & Design · grades 9-12 · San Diego Unified
or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified
or Kearny College Connections · grades 9-12 · San Diego Unified
or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,951
Comp Average
$4,334
2772 Meadow Lark
3bd / 2.5ba · 1,475 sqft · Townhouse
$659K
Est. $4,295/mo
7734 Nightingale
3bd / 2.5ba · 1,475 sqft · Townhouse
$699K
Est. $4,221/mo
8642 Converse Ave
4bd / 2.5ba · 1,532 sqft · Townhouse
$875K
Est. $4,913/mo
8756 Concourse Ct.
3bd / 2.5ba · 1,438 sqft · Townhouse
$809K
Est. $3,855/mo
3309 Ruffin Rd
3bd / 3ba · 1,677 sqft · Townhouse
$940K
Est. $4,385/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
5 leases of 3-bed condos & townhomes in 92123 · $3,662–$3,923
Blended 50/50 with the zip's market median ($4,012)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,310/mo short at 20% down; 82% down or +$4,299/mo rent closes it.
- Break-even price
- $344,073
- Break-even rent
- $8,250/mo
- Cashflow at 35% down
- −$2,503/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$4,299/mo above the estimate
$635,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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