4600 Lamont
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4600 Lamont #224

B

San Diego, CA 92109

$369,500

Soft Appraisal Value: $367,000 · 0.7% above estimate

Beds

Baths

1

Sqft

420

Year Built

1975

Days on Market

49

Property Type

Condo

HOA/mo

$727

MLS ID

260007031SD

This property is in San Diego (92109). View neighborhood stats →

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About This Property

Charming and well-maintained studio condo in the heart of highly desirable Pacific Beach, San Diego. This bright, south-facing unit is filled with natural light and features sleek laminate flooring and an efficient open layout designed for comfortable, functional living. The kitchen includes a dishwasher, refrigerator, and bar-style seating perfect for casual dining or entertaining. Step onto your private balcony to enjoy fresh air and serene views of the pool and garden. The community offers resort-style amenities, including a heated pool, spa, sauna, fully equipped gym, clubhouse, and tennis court. Additional conveniences include assigned garage parking, on-site laundry, and easy elevator access. Minutes from Mission Beach, Seaworld, La Jolla and Kate Sessions Park.

Mortgage Calculator

Est. Monthly Payment

$3,073

Principal & Interest$1,868
Property Tax$370
Insurance$108
HOA$727
%($73,900)
%

Location

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Comparable Properties

2 comps found

This Property

$2,402

vs

Comp Average

$3,244

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

46B
Est. Monthly Rent
$2,402
Monthly Cashflow

Rent − PITIA

$-671
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,531

Mortgage (P+I)
$1,868
Cap Rate
1.09%
Cash-on-Cash
-24.87%
DSCR

Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$4,391

NOI (Annual)
$4,045
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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