3705 Haines St
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3705 Haines St

D

San Diego, CA 92109

$499,000

Soft Appraisal Value: $489,000 · 2.0% above estimate

Beds

4

Baths

3

Sqft

2,690

Year Built

2013

Days on Market

193

Property Type

Single Family

HOA/mo

N/A

MLS ID

250040912SD

This property is in San Diego (92109). View neighborhood stats →

Virtual Tour

About This Property

New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home. Entertaining is effortless in Sail Bay, a bright Crown Point contemporary located just one block from the bay. Two spacious terraces, a vast rooftop deck, and a sunny open-concept great room offer the perfect setting for indoor-outdoor living. The second-floor living, dining, and kitchen area features soaring ceilings, eight skylights, a sleek fireplace, and doors opening to a terrace with bay views. The chef-inspired kitchen includes a large waterfall island, stainless steel appliances, and a stylish tiled backsplash. Just beyond the great room is a media room that opens to a second terrace with a dining area and built-in grill. Upstairs, the spectacular rooftop deck includes a built-in gas fireplace and bar seating with year-round sunset views. The first floor features three bedrooms, including a sophisticated primary suite with an en suite bath offering a soaking tub, tiled shower, and dual-sink vanity. Conveniently located near the bay and local dining, this home also includes a three-car carport. The property is offered fully furnished and professionally decorated.

Mortgage Calculator

Est. Monthly Payment

$3,168

Principal & Interest$2,523
Property Tax$499
Insurance$146
%($99,800)
%

Location

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Comparable Properties

1 comp found

This Property

$3,244

vs

Comp Average

$3,244

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

14D
Est. Monthly Rent
$3,244
Monthly Cashflow

Rent − PITIA

+$76
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,086

Mortgage (P+I)
$2,523
Cap Rate
3.46%
Cash-on-Cash
-13.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.02
Break-even Rent
$4,655

NOI (Annual)
$17,245
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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