4561 Louisiana
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4561 Louisiana

C

San Diego, CA 92116

$925,000
NEW — 0d

Soft Appraisal Value: $924,000 · 0.1% above estimate

Beds

2

Baths

1

Sqft

728

Year Built

1925

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014793SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

Fall in love with this 1925 vintage craftsman cottage in the heart of University Heights, brimming with character and untapped potential! This is a fantastic opportunity to restore, modernize, and create the home of your dreams. Bursting with curb appeal, take advantage of drastically lower property taxes with the Mills Act in place. Enjoy endless summer evenings in your quiet and private backyard oasis with mature landscaping. Rare 4-car tandem driveway and a large detached garage with an extra bedroom perfect for an office or a yoga studio. Energy-efficient upgrades like solar and a Tesla charger come with the property. University Heights is one of San Diego's most desirable urban neighborhoods. This home is located a short walk to eateries, coffee shops, breweries, parks and community events.

Mortgage Calculator

Est. Monthly Payment

$5,872

Principal & Interest$4,677
Property Tax$925
Insurance$270
%($185,000)
%

Location

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Investment Score

15D
Est. Monthly Rent
$3,241
Monthly Cashflow

Rent − PITIA

$-2,631
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,148

Mortgage (P+I)
$4,677
Cap Rate
0.69%
Cash-on-Cash
-26.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$8,627

NOI (Annual)
$6,357
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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