4558 Golden Ridge Dr. Oceanside

4558 Golden Ridge Dr. Oceanside

D

, CA 92056

$524,900
NEW — 4d on market

Beds

2

Baths

1

Sqft

873

Year Built

1980

Days on Market

4

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2601914

Description

Welcome to the desirable Peacock Hills 55+ Community in Oceanside. This single-level 2-bedroom, 1-bath home offers 873 square feet of comfortable living in a quiet and private setting. Inside, you’ll find vinyl plank flooring throughout the main living areas, and a functional kitchen with classic tile counters. A dedicated indoor laundry room adds everyday convenience, while the attached 1-car garage provides additional storage and parking. The nicely landscaped front yard enhances curb appeal, and the fully concreted driveway (no asphalt) offers durability and low maintenance. The private backyard provides space to relax, garden, or enjoy outdoor living in a peaceful setting. Located within this established 55+ neighborhood, residents appreciate the calm atmosphere and easy access to shopping, dining, medical offices, and coastal amenities. A wonderful opportunity to move right in and personalize over time while enjoying all that Peacock Hills has to offer.

Mortgage Calculator

Est. Monthly Payment

$3,457

Principal & Interest$2,654
Property Tax$525
Insurance$153
HOA$125
%($104,980)
%

Investment Score

20D
Est. Monthly Rent

Market Rent Estimate

$2,765
Monthly Cashflow

Rent − PITI − HOA

$-692
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,765

Mortgage (P+I)
$2,654
Cap Rate
2.03%
Cash-on-Cash
-7.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.04
Break-even Rent
$3,457

NOI (Annual)
$10,665
Price-to-Rent

Lower = better for investors

15.8

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator