4557 Vista De La Tierra
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4557 Vista De La Tierra

D

Del Mar, CA 92014

$7,200,000
NEW — 2d on market

Soft Appraisal Value: $4,421,700 · 62.8% above estimate

Beds

5

Baths

5

Sqft

5,270

Year Built

1977

Days on Market

2

Property Type

Single Family

HOA/mo

$300

MLS ID

NDP2603443

This property is in Del Mar (92014). View neighborhood stats →

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About This Property

Nestled within the prestigious and peaceful enclave of Rancho Del Mar, 4557 Vista De La Tierra stands as a true storybook estate, reborn through a full, down-to-the-studs renovation that blends timeless charm with an elevated modern design. Set on a flat and usable one-acre lot, the property feels both magical and private, wrapped in mature trees, expansive lawns, and gardens that unfold like a secluded park. It’s the kind of home that feels worlds away, yet remains just minutes from the coast and every convenience Del Mar living is known for. The home sits gracefully on its verdant lot while sunlight filters through towering trees, open lawn stretches in all directions, and the pool and outdoor spaces anchor the estate with a sense of serene luxury. Whether you’re hosting gatherings, lounging poolside, or simply enjoying the quiet beauty of nature, the outdoor environment inspires a true sense of retreat. Inside, the home has been completely transformed with a level of craftsmanship and design intention that respects its original architectural charm while elevating every space for modern living. The floor plan offers exceptional flexibility, highlighted by two primary suites, one on the main level and one upstairs, ideal for multigenerational living, extended guests, or a luxurious private office or studio retreat. High ceilings, abundant windows, and an airy layout create a bright, inviting atmosphere throughout the home. The main living areas are designed for connection and flow, offering large gathering spaces that seamlessly transition to the outdoors. Whether it’s cozy evenings by the fireplace, sun-drenched mornings in the kitchen, or quiet afternoons overlooking the backyard, the home’s spaces feel warm, intimate, and timeless. The upstairs wing, accessible by two staircases, includes 3 additional bedrooms, baths, and an open entertainment area with a balcony that captures sweeping views of the estate’s park-like grounds. Set within Rancho Del Mar, one of the area’s most coveted neighborhoods, this home offers the rare combination of privacy, land, and convenience. Here, you’re minutes from Del Mar’s pristine beaches, the Flower Hill Promenade, relaxed coastal dining, boutique shopping, golf, the Del Mar Race Track, the polo fields, and easy access to I-5. Top-rated schools in the Del Mar Union and San Dieguito districts further enhance the appeal of this exceptional location.

Mortgage Calculator

Est. Monthly Payment

$46,007

Principal & Interest$36,407
Property Tax$7,200
Insurance$2,100
HOA$300
%($1,440,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$12,621
Monthly Cashflow

Rent − PITIA

$-33,386
Full Cashflow

Incl. vacancy, PM, maint, capex

$-42,289

Mortgage (P+I)
$36,407
Cap Rate
-0.98%
Cash-on-Cash
-35.24%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.27
Break-even Rent
$67,542

NOI (Annual)
$-70,582
Price-to-Rent

Lower = better for investors

47.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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