
4545 Mount Bigelow Drive
Ctop 80%San Diego, CA 92111
One license per person in San Diego: whether you can hold it depends on you, not only the home.
17 licensed short-term rentals within ½ mile (8 whole home), from the cities' license and permit lists of Nov 5, 2026.
Pass at asking: -$4,494/mo full cashflow at 20% down, 7.49% rate.
Works at $516,361 (53% under asking), or at 79% down.
Rent $5,173/mo from 15 leases of 3–5 bed houses within 1 mi ($4,569–$5,577).
Beds
4
Baths
2
Sqft
1,655
Year Built
1959
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2610018
This property is in San Diego (92111). Browse neighborhood analytics →
About This Property
THIS IS THE ONE YOU’VE BEEN WAITING FOR. Offered for the first time in nearly 30 years, this meticulously maintained single-story home on the quiet Mount Streets of Clairemont is a rare family home that checks all the boxes. Inside, 1,655 square feet of single level living delivers 4 bedrooms, 2 bathrooms, granite countertops, a gas fireplace, and two living rooms that give you ample space to spread out and the convenience of an instant hot water heater. Outside, a sparkling pool, attached pergolas, and meticulous landscaping sit on a generous lot with a custom concrete 4-car driveway and NO HOA! A 3.2 kW solar system keeps energy costs low with a fixed $105/month PPA that will not increase. Walkable, near trails, and surrounded by excellent schools, this is the classic Clairemont lifestyle done right: private, well-kept, and ready for the next generation of memories. After three decades with the same owners, opportunities like this don’t come around often. This is the one.
Mortgage Calculator
Est. Monthly Payment
$7,561
Location
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Comparable Properties
5 comps foundThis Property
$5,173
Comp Average
$4,786

6656 Rockglen Ave
3bd / 2ba · 1,766 sqft · Single Family
$1.05M
Est. $4,611/mo
3825 Tiara St
5bd / 2ba · 1,710 sqft · Single Family
$1.15M
Est. $5,088/mo
6590 High Knoll
4bd / 2.5ba · 1,687 sqft · Single Family
$1.20M
Est. $5,289/mo
6521 Goodwin Street
4bd / 2ba · 1,562 sqft · Single Family
$1.18M
Est. $4,326/mo
3801 Mount Aladin
3bd / 2ba · 1,630 sqft · Single Family
$1.25M
Est. $4,617/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 3–5 bed houses within 1 mi · $4,569–$5,577
Blended 50/50 with the zip's market median ($5,343)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,494/mo short at 20% down; 79% down or +$5,836/mo rent closes it.
- Break-even price
- $516,361
- Break-even rent
- $11,009/mo
- Cashflow at 35% down
- −$3,343/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$5,836/mo above the estimate
$868,210 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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