4523 College Way
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4523 College Way #E

D

San Diego, CA 92115

$539,900

Beds

2

Baths

2.5

Sqft

991

Year Built

1988

Days on Market

46

Property Type

Townhouse

HOA/mo

$602

MLS ID

NDP2603483

This property is in San Diego (92115). View neighborhood stats →

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About This Property

Enjoy College Area living in this light-filled townhome, located within a cozy 16-unit community just minutes from shopping, restaurants, and cafés. The main level features an open living and dining area centered around a charming fireplace. The recently remodeled hearth and half-bath provide a fresh, updated feel to the space. Upstairs, you will find two generous bedrooms, featuring a primary suite with a private en-suite bath and a second bedroom and bathroom just down the hall—ideal for roommates, guests, or a home office. A standout feature is the detached 2-car garage with a large storage room, offering versatile space for storage, a gym, or a craft studio. With a prime location near SDSU and easy access to the freeway and trolley, this home is an excellent opportunity for both homeowners and investors.

Mortgage Calculator

Est. Monthly Payment

$4,029

Principal & Interest$2,730
Property Tax$540
Insurance$157
HOA$602
%($107,980)
%

Location

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Investment Score

29D
Est. Monthly Rent
$2,521
Monthly Cashflow

Rent − PITIA

$-1,508
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,538

Mortgage (P+I)
$2,730
Cap Rate
0.43%
Cash-on-Cash
-28.20%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$5,817

NOI (Annual)
$2,308
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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