450 J #5151
Atop 10%San Diego, CA 92101
201 licensed short-term rentals within ½ mile (132 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 69-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,766/mo full cashflow at 20% down, 7.36% rate.
Works at $214,064 (52% under asking), or at 78% down.
Rent $3,077/mo from 1 lease in this building. Previously leased for $2,995.
Beds
1
Baths
1
Sqft
777
Year Built
2004
Days on Market
45
Property Type
Condo
HOA/mo
$733.8
MLS ID
260023595SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Downtown living at its finest in this modern urban condo in Gaslamp City Square! This light and bright unit features sleek polished concrete floors, exposed brick walls with custom board and batten detailing, and an abundance of natural light throughout. The kitchen is equipped with upgraded stainless steel appliances, and the home offers the convenience of a Nest system, central heat and air, and newer roller shades. Truly turn-key and move-in ready, this condo puts you steps from everything downtown has to offer. The building offers resort-style amenities, including a pool, spa, gym, BBQ area, and more. This unit also includes a secured parking spot conveniently located right next to the elevator, with additional storage units available for a small fee. Live in the heart of Gaslamp, just moments from some of the city's best restaurants, Petco Park, and everything downtown San Diego has to offer! Downtown living at its finest in this modern urban condo in Gaslamp City Square! This light and bright unit features sleek polished concrete floors, exposed brick walls with custom board and batten detailing, and an abundance of natural light throughout. The kitchen is equipped with upgraded stainless steel appliances, and the home offers the convenience of a Nest system, central heat and air, and newer roller shades. Truly turn-key and move-in ready, this condo puts you steps from everything downtown has to offer. The building offers resort-style amenities, including a pool, spa, gym, BBQ area, and more. This unit also includes a secured parking spot conveniently located right next to the elevator, with additional storage units available for a small fee. Live in the heart of Gaslamp, just moments from some of the city's best restaurants, Petco Park, and everything downtown San Diego has to offer!
Mortgage Calculator
Est. Monthly Payment
$3,764
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,077
Comp Average
$2,750
1501 Front
1bd / 1ba · 781 sqft · Condo
$420K
Est. $2,846/mo
425 Beech
1bd / 1ba · 766 sqft · Condo
$395K
Est. $2,783/mo
425 Beech St
1bd / 1ba · 769 sqft · Condo
$449K
Est. $3,052/mo
1501 Front Street
1bd / 1ba · 781 sqft · Condo
$519K
Est. $2,702/mo
450 J
1bd / 1ba · 777 sqft · Condo
$420K
Est. $2,365/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Previously leased for $2,995
1 lease in this building
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,766/mo short at 20% down; 78% down or +$2,293/mo rent closes it.
- Break-even price
- $214,064
- Break-even rent
- $5,370/mo
- Cashflow at 35% down
- −$1,305/mo
- Down payment to break even
- 78%
- Rate to break even
- Not reachable
52% under asking
$2,293/mo above the estimate
$347,100 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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