4495 Cather Ave
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4495 Cather Ave

C

San Diego, CA 92122

$2,149,000
NEW — 2d

Soft Appraisal Value: $2,091,600 · 2.7% above estimate

Beds

3

Baths

3.5

Sqft

3,058

Year Built

2005

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016872SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Custom 2005-built home in the desirable University City community. Exceptional craftsmanship and detail with travertine flooring throughout. Inviting courtyard opens to a grand turret entry and spacious living areas. Living room connects to a home office and formal dining with built-in buffet and wine fridge. Gourmet kitchen offers Thermador appliances, dual ovens, two dishwashers, warming drawer, walk-in pantry, and large island adjoining family room with fireplace, built-ins, and surround sound.

Mortgage Calculator

Est. Monthly Payment

$13,642

Principal & Interest$10,867
Property Tax$2,149
Insurance$627
%($429,800)
%

Location

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Investment Score

4D
Est. Monthly Rent
$6,969
Monthly Cashflow

Rent − PITIA

$-6,674
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,067

Mortgage (P+I)
$10,867
Cap Rate
0.45%
Cash-on-Cash
-28.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$20,043

NOI (Annual)
$9,592
Price-to-Rent

Lower = better for investors

25.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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