4469 Home Avenue

4469 Home Avenue

D

San Diego, CA 92105

$449,950
NEW — 5d on market

Soft Appraisal Value: $406,500 · 10.7% above estimate

Beds

2

Baths

1.5

Sqft

818

Year Built

1986

Days on Market

5

Property Type

Condo

HOA/mo

$390

MLS ID

260006781SD

Description

Welcome to this well-maintained 2-bedroom, 1.5-bath condominium located in a gated community in the heart of City Heights. This centrally located home offers the convenience of two deeded and reserved parking spaces, a valuable feature. Community amenities include a dog park, kid's playground, fitness room, and picnic area, perfect for both active and relaxed lifestyles. The roof was replaced in 2023, offering peace of mind to the next owner. HOA dues cover water, trash, landscaping, and common area maintenance, providing excellent value and low-maintenance living. Ideally situated near freeways, dining, shopping, and public transportation—this is urban living with comfort and convenience.

Mortgage Calculator

Est. Monthly Payment

$3,246

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$390
%($89,990)
%

Investment Score

3D
Est. Monthly Rent
$2,259
Monthly Cashflow

Rent − PITI − HOA

$-987
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,882

Mortgage (P+I)
$2,275
Cap Rate
1.05%
Cash-on-Cash
-25.09%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$4,703

NOI (Annual)
$4,722
Price-to-Rent

Lower = better for investors

16.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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