4468 Topaz Ln
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4468 Topaz Ln

C

Oceanside, CA 92056

$799,000
NEW — 0d

Soft Appraisal Value: $781,800 · 2.2% above estimate

Beds

2

Baths

2

Sqft

1,762

Year Built

1989

Days on Market

0

Property Type

Single Family

HOA/mo

$260

MLS ID

NDP2605595

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Welcome to your coastal retreat! Nestled in a highly sought-after 55+ community in Oceanside, California, this turn-key 2-bedroom, 2-bathroom home features a brand-new roof installed May 2026. The pristine interior shines with new paint throughout and beautifully polished floors that maximize the natural light. Unwind in the master suite, complete with a premium, therapeutic Safe Step tub. Perfect for hosting, the property boasts an extended, covered outdoor area designed for effortless dining and year-round entertainment. Enjoy fantastic community amenities and a vibrant lifestyle just minutes from the coast!

Mortgage Calculator

Est. Monthly Payment

$5,332

Principal & Interest$4,040
Property Tax$799
Insurance$233
HOA$260
%($159,800)
%

Location

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Investment Score

20D
Est. Monthly Rent
$3,088
Monthly Cashflow

Rent − PITIA

$-2,244
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,620

Mortgage (P+I)
$4,040
Cap Rate
0.63%
Cash-on-Cash
-27.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$7,790

NOI (Annual)
$5,039
Price-to-Rent

Lower = better for investors

21.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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