4460 Niagara Avenue San Diego

4460 Niagara Avenue San Diego

D

, CA 92107

$2,795,000

Beds

4

Baths

4

Sqft

2,806

Year Built

1987

Days on Market

25

Property Type

Single Family

HOA/mo

N/A

MLS ID

260002828SD

Description

Incredible ocean, bay, nightlight, fireworks & sunset views set the stage for this California Coastal beauty in Point Loma Heights!! Plus there is an assumable VA loan at a great rate! Features include 4br/4ba, a remodeled kitchen w/high-end Forno appliances & quartz counters, vinyl windows & sliders, luxury vinyl flooring, fireplace, HVAC, owned solar, outdoor kitchen, HUGE oversized 2 car garage & optional RV/boat parking. Spacious bedrooms, 1st floor primary, updated baths, family room & tons of natural light. Gorgeous yards w/drought tolerant landscaping, fruit trees, outdoor kitchen, spa & super cool outdoor shower/yoga/Zen retreat. Multiple view decks w/ocean, coastline, nightlights, fireworks & OB's iconic palm trees views! Blocks to the beach, nightlife, cafes, dining & award winning schools. Walk in and fall in LOVE!!!!

Mortgage Calculator

Est. Monthly Payment

$17,743

Principal & Interest$14,133
Property Tax$2,795
Insurance$815
%($559,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$7,324
Monthly Cashflow

Rent − PITI − HOA

$-10,419
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,433

Mortgage (P+I)
$14,133
Cap Rate
-0.13%
Cash-on-Cash
-22.37%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$17,743

NOI (Annual)
$-3,596
Price-to-Rent

Lower = better for investors

31.8

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator