4230 Orchard Avenue

4230 Orchard Avenue

D

San Diego, CA 92107

$3,200,000

Beds

4

Baths

4.5

Sqft

3,076

Year Built

2022

Days on Market

12

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601605

Description

Rare 2022 Smart Estate | Blocks from the Beach | Main Home + Designer ADU Experience the pinnacle of coastal luxury in this 3,076 ESF sanctuary, built in 2022 and located just blocks from the beach in Point Loma/Sunset Cliffs. This high-tech, 100% turnkey estate features a sophisticated main residence plus a detached 1BD/1BA ADU apartment with a full kitchen and living room—perfect for guests or rental income. Ultimate Smart Home Integration: Command your environment from anywhere with the integrated NEST AC/Heating system and Schlage app-based coded locks for keyless, secure entry. All powered by fully owned/paid solar, ensuring high-efficiency living without compromising on comfort. Luxury & Versatility: * The Garage: Versatile 3-car capacity—or a 2-car main garage plus a private 3rd garage dedicated to the ADU. The Entertaining Hub: Expansive great room with retractable glass walls for seamless indoor-outdoor flow, a chef’s kitchen with a massive social island, dual ovens, and a dedicated bar. Signature Wellness & Fitness: A professional-grade retreat featuring a Clearlight Infrared Sauna, Therabody vibroacoustic compression lounger, and a full bath (convertible to a 3rd BD suite). Step out to your private patio gym for an elite workout. Lifestyle & Location: Low-maintenance grounds feature premium artificial grass, a built-in BBQ kitchen, and a full-surround HD security system. Located minutes from elite dining and the iconic cliffs. Modern, smart, and water-side living at its finest!

Mortgage Calculator

Est. Monthly Payment

$20,314

Principal & Interest$16,181
Property Tax$3,200
Insurance$933
%($640,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$7,212
Monthly Cashflow

Rent − PITI − HOA

$-13,102
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,427

Mortgage (P+I)
$16,181
Cap Rate
-0.47%
Cash-on-Cash
-24.57%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$20,314

NOI (Annual)
$-14,957
Price-to-Rent

Lower = better for investors

37.0

* Defaults: 20% down, 6.5% rate, 30yr.

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