444 El Camino Real #SPC 64
Atop 10%Encinitas, CA 92024Neighborhood: New Encinitas
Pass at asking: -$1,777/mo full cashflow at 20% down, 7.49% rate.
Works at $468,537 (33% under asking), or at 57% down.
Rent $5,064/mo: zip market median for this bed count.
Beds
3
Baths
2
Sqft
1,634
Year Built
2000
Days on Market
90
Property Type
Manufactured
HOA/mo
$285
MLS ID
NDP2607301
This property is in Encinitas (92024). View neighborhood stats →
About This Property
Welcome to 444 N El Camino Real # 64, a move-in-ready manufactured home in one of Encinitas’ most desirable resident-owned 55+ communities, where you own the land. Thoughtfully upgraded and well maintained, this inviting home offers a bright, open floor plan with abundant natural light, generous living spaces, and an easy indoor-outdoor flow designed for comfortable coastal living. Residents enjoy resort-style amenities including a pool, spa, clubhouse, fitness center, library, billiards room, community garden, and RV parking, creating an active, social environment in a resident-owned community. Two pets are allowed. The low $285 monthly HOA fee includes cable, internet, water, sewer, and common-area insurance, adding exceptional value and convenience. Ideally located near shopping, dining, medical facilities, and freeway access, this home delivers low-maintenance living in a prime coastal setting. Coastal 55+ living at its finest.
Mortgage Calculator
Est. Monthly Payment
$5,094
Location
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Zoned Schools
Elementary
Park Dale Lane Elementary · grades K-6 · Encinitas Union Elementary
Middle
Oak Crest Middle · grades 7-8 · San Dieguito Union High
High
La Costa Canyon High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$5,064
Comp Average
$3,726
699 Vulcan Avenue
3bd / 2ba · 1,349 sqft · Mfd/Mobile Home
$475K
Est. $5,064/mo
123 Jasper Street
2bd / 1.5ba · 820 sqft · Mfd/Mobile Home
$549K
Est. $3,280/mo
123 Jasper Street
2bd / 2ba · 950 sqft · Mfd/Mobile Home
$620K
Est. $3,280/mo
444 El Camino Real
2bd / 2ba · 1,440 sqft · Manufactured
$699K
Est. $3,280/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Zip market median for this bed count
Thin data: no closed leases like this one nearby.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,777/mo short at 20% down; 57% down or +$2,308/mo rent closes it.
- Break-even price
- $468,537
- Break-even rent
- $7,372/mo
- Cashflow at 35% down
- −$1,045/mo
- Down payment to break even
- 57%
- Rate to break even
- 2.22%
33% under asking
$2,308/mo above the estimate
$398,430 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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