442 Westbourne St #2
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442 Westbourne St #2

Atop 10%

La Jolla, CA 92037

$1,110,000

Works at asking: +$410/mo full cashflow at 20% down, 7.43% rate.

Still breaks even up to $1,163,505 (5% above asking).

Rent $11,605/mo from 22 leases of 3–5 bed houses within 0.5 mi ($9,238–$15,123).

Beds

4

Baths

4.5

Sqft

3,663

Year Built

2024

Days on Market

308

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600347SD

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home by Pacaso. Steps from La Jolla’s iconic Windansea Beach, this architectural masterpiece epitomizes Southern California luxury. High ceilings and expansive floor-to-ceiling glass doors fill the home with abundant natural light, creating a seamless flow from indoors to out. At the heart of the home, the chef’s kitchen features a 48” Wolf gas range, premium appliances, and custom woodwork. The serene primary suite offers peek ocean views, a spa-like bath, and refined finishes. Designed for quintessential coastal living, enjoy panoramic sunset views from the rooftop deck, a resort-style backyard with pool and fireplace, and a beautifully landscaped front courtyard. Embrace the best of La Jolla’s coastal lifestyle at this truly exceptional address.

Mortgage Calculator

Est. Monthly Payment

$7,600

Principal & Interest$6,167
Property Tax$1,110
Insurance$324
%($222,000)
%
Loan Term

Location

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Investment Score

96A
Est. Monthly Rent
$11,605

22 leases of 3–5 bed houses within 0.5 mi · $9,238–$15,123

Monthly Cashflow

Rent − PITIA

+$4,004
Full Cashflow

Incl. vacancy, PM, maint, capex

+$410

What would make this work?

Cashflows +$410/mo at 20% down with every reserve funded.

Break-even price

5% above asking

$1,163,505
Break-even rent

Estimated rent already clears it

$11,072/mo
Cashflow at 35% down
+$1,567/mo
Down payment to break even

$222,000 cash

20%
Rate to break even

at 20% down

8.10%

Mortgage (P+I)
$6,167
Cap Rate
7.74%
Cash-on-Cash
2.22%
DSCR
1.53

NOI (Annual)
$85,885
Price-to-Rent

Lower = better for investors

8.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow+$410/mo