441 Rancho Santa Fe Rd
DEncinitas, CA 92024
Soft Appraisal Value: $2,893,900 · 3.7% above estimate
Beds
5
Baths
4
Sqft
3,395
Year Built
2012
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2602451
Description
Located in the heart of historic Olivenhain and neighboring the iconic Olivenhain Meeting Hall, this distinctive property offers 2,819 sq ft of main living space plus a 576 sq ft detached flex structure, totaling approximately 3,395 sq ft of usable living and creative space on a private 0.58-acre lot with sweeping east-facing mountain and hillside views toward the Rancho Santa Fe countryside. The main residence features 5 bedrooms and 5 bathrooms, with expansive interiors designed for both everyday comfort and effortless entertaining. Inside, you’ll find wide-plank flooring, generous natural light, and spacious living areas that create a warm yet open feel throughout. The kitchen showcases granite counter tops, a gas cook top island, stainless steel appliances, a built-in wall oven and microwave, dishwasher, and abundant custom cabinetry, flowing seamlessly into the home’s primary gathering spaces. The kitchen opens directly to the main living area and out to the backyard, creating a natural indoor-outdoor connection ideal for entertaining. The over sized primary suite offers a peaceful retreat with ample room, a large walk-in closet, dual vanities, a soaking tub, and separate shower. A unique feature of the home includes an attached fifth bedroom with its own private exterior entrance and direct access to the kitchen, offering flexibility for guests, extended family, or a private office setup. A standout element of the property is the detached flex structure, offering exceptional versatility as a studio, office, guest retreat, creative workspace, or private lounge, complete with independent access from the property’s main gate. Set on 0.58 acres, the grounds provide rare usable land for RV parking, boat storage, guest parking, and outdoor entertaining, including a fire pit area and built-in BBQ with mini fridge, all positioned to take advantage of the surrounding mountain views. The property also offers potential ADU opportunities (buyer to verify), features increasingly difficult to find within Encinitas. The property includes an existing horse stable and offers potential for equestrian and small livestock use, including horses, pigs, and chickens (buyer to verify). Thoughtfully oriented to capture natural light and hillside breezes, the home benefits from an energy-conscious design that enhances comfort and efficiency year-round. Ideally positioned with convenient access to Interstate 5, key North County connectors, Lake Hodges trails, Rancho Santa Fe, and the beaches, dining, and coastal lifestyle of Encinitas, the property offers a compelling balance of space, privacy, and accessibility. Located within the highly regarded Encinitas Union and San Dieguito Union High School Districts. Tenant-occupied with lease in place through June. Exterior painting and touch-ups to be completed prior to close of escrow. Showings by appointment only. Do not disturb tenants.
Mortgage Calculator
Est. Monthly Payment
$19,045
Comparable Properties
5 comps foundThis Property
$7,685
Comp Average
$6,565
385 Via Montanosa
4bd / 2.5ba · 2,614 sqft · Single Family
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Est. $7,663/mo
1460 Orpheus Avenue
4bd / 2ba · 2,076 sqft · Single Family
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1517 Shields Ave
4bd / 2ba · 1,830 sqft · Single Family
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246 Via Tavira
4bd / 2.5ba · 2,614 sqft · Single Family
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Est. $6,748/mo
697 Ocean View
4bd / 3ba · 1,622 sqft · Single Family
$2.00M
Est. $5,366/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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