385 Via Montanosa
DEncinitas, CA 92024
Soft Appraisal Value: $1,897,100 · 2.8% above estimate
Beds
4
Baths
2.5
Sqft
2,614
Year Built
1986
Days on Market
4
Property Type
Single Family
HOA/mo
$230
MLS ID
NDP2603078
Description
This exceptional Encinitas home offers 4 bedrooms, 2.5 bathrooms, and approximately 2,614 square feet of living space, set on a rare nearly quarter-acre lot. Via Montanosa is a cul-de-sac with homes only on one side of the street and no neighbors directly behind creating ideal privacy conditions. Thoughtfully updated, the kitchen showcases modern finishes, complemented by new flooring, fresh interior paint, new roof underlayment, and refreshed landscaping. Additional features include newer AC and furnace systems, new fencing, a finished three-car garage with built-in storage, and a finished attic providing flexible additional space. A generous front yard and inviting courtyard create a welcoming entry. The main level includes a formal living room, dining room, kitchen with breakfast nook, and a comfortable family room, along with a powder room and a spacious laundry room. Upstairs, the primary suite offers a private deck with easterly views, an en-suite bath, and multiple closets. Three additional well-sized bedrooms and a remodeled secondary bathroom with dual vanities complete the second floor. The expansive pool-sized backyard is flat and entirely usable, featuring covered patios, a built-in barbecue island with bar-top seating, finished turf for easy maintenance, large side yards, and mature trees (orange, lemon, avocado, and more). This home offers the best of both worlds; a true neighborhood feel on a quiet cul-de-sac, while centrally located for easy walking access to shopping, and dining, or a short drive to downtown Encinitas, beaches, golf, and major freeways. The low HOA fee includes a neighborhood pool, jacuzzi, tennis courts, common area & landscaping. Combining privacy, space, and convenience, this property delivers an exceptional lifestyle in one of Encinitas’ most desirable areas.
Mortgage Calculator
Est. Monthly Payment
$12,609
Comparable Properties
5 comps foundThis Property
$7,663
Comp Average
$6,178
267 Countryhaven Rd
3bd / 2.5ba · 1,459 sqft · Townhouse
$1.20M
Est. $5,032/mo
110 Turner Avenue
3bd / 2ba · 1,327 sqft · Single Family
$1.56M
Est. $6,215/mo
1990 Avenida La Posta
4bd / 3ba · 2,355 sqft · Single Family
$1.79M
Est. $6,977/mo
3192 Via De Caballo
3bd / 3ba · 1,898 sqft · Single Family
$1.65M
Est. $6,389/mo
1715 Kennington Road
3bd / 2ba · 1,616 sqft · Single Family
$1.60M
Est. $6,276/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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