439 Los Arbolitos
Btop 30%Oceanside, CA 92058Neighborhood: San Luis Rey
3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$2,494/mo full cashflow at 20% down, 7.43% rate.
Works at $200,177 (62% under asking), or at 89% down.
Rent $2,678/mo from 11 leases of 2-bed condos & townhomes within 2 mi ($2,524–$2,854).
Beds
2
Baths
1
Sqft
1,017
Year Built
1974
Days on Market
0
Property Type
Condo
HOA/mo
$525
MLS ID
OC26238150
This property is in Oceanside (92058). Browse neighborhood analytics →
About This Property
Beautifully upgraded 2-bedroom townhome in one of the best locations within the desirable Orchard Lane community! Enjoy peaceful views overlooking the San Luis Rey River, scenic bike trails, and lush greenbelts, offering a wonderful sense of privacy and open space.This thoughtfully designed home features a spacious primary bedroom with an oversized walk-in closet, complete with custom built-in shelving, pull-out drawers, and an additional sink for added convenience. The kitchen offers a generous walk-in pantry, while the conveniently located laundry area includes its own utility sink and extra storage.Additional highlights include a detached oversized one-car garage, an additional community parking permit, and access to two sparkling community pools and a relaxing spa. Ideally situated next to beautiful Fireside Park, with walking and biking trails just steps away.A fantastic opportunity to enjoy comfortable, low-maintenance living in a beautiful setting with great amenities and an unbeatable location!
Mortgage Calculator
Est. Monthly Payment
$4,119
Location
Loading map...
Zoned Schools
Elementary
Louise Foussat Elementary · grades K-5 · Oceanside Unified
Middle
Jefferson Middle · grades 6-8 · Oceanside Unified
High
Oceanside High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,678
Comp Average
$2,549
615 Fredricks Avenue
2bd / 2ba · 987 sqft · Condo
$369K
Est. $2,400/mo
615 Fredricks Ave
2bd / 2ba · 987 sqft · Condo
$375K
Est. $2,400/mo
403 Los Arbolitos Boulevard
2bd / 1ba · 1,017 sqft · Condo
$460K
Est. $2,692/mo
3573 Coconut Way
2bd / 2ba · 1,017 sqft · Condo
$470K
Est. $2,855/mo
615 Fredricks
2bd / 2ba · 987 sqft · Condo
$425K
Est. $2,400/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
11 leases of 2-bed condos & townhomes within 2 mi · $2,524–$2,854
Blended 50/50 with the zip's market median ($2,717)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,494/mo short at 20% down; 89% down or +$3,239/mo rent closes it.
- Break-even price
- $200,177
- Break-even rent
- $5,917/mo
- Cashflow at 35% down
- −$1,948/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$3,239/mo above the estimate
$467,161 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator