4378 Georgia Street

4378 Georgia Street

D

San Diego, CA 92103

$1,699,000

Beds

4

Baths

4.5

Sqft

3,009

Year Built

2025

Days on Market

56

Property Type

Single Family

HOA/mo

$120

MLS ID

DW26002372

Description

New construction with an ADU in the heart of University Heights, this residence blends modern amenities, stunning views, and unmatched convenience just steps from Park Blvd and Trolley Barn Park. Spanning 3,009 sq ft, the home features three bedrooms, three-and-a-half baths, a private elevator, and a private-entry ADU with 12-ft ceilings, a kitchenette, and a full bath. Engineered white-oak floors, solid-core doors, Andersen windows, and a private elevator highlight the home’s craftsmanship. The open-concept third floor showcases vaulted ceilings, 180-degree views, and a chef’s kitchen with GE Café appliances, matte-white cabinetry, honed-quartz counters, gold hardware, and a dry bar. The second floor hosts the primary suite with dual vanities and a walk-in closet, an additional ensuite bedroom, and a laundry room. The fourth floor includes a loft ideal for an office or retreat, a third bedroom, and a full bath. A rooftop terrace offers two lounge spaces with sweeping views. The 12-ft-ceiling garage fits a car lift, and paid-off solar panels with a Tesla inverter complete this energy-efficient home near Balboa Park.

Mortgage Calculator

Est. Monthly Payment

$10,906

Principal & Interest$8,591
Property Tax$1,699
Insurance$496
HOA$120
%($339,800)
%

Investment Score

3D
Est. Monthly Rent

Estimated Rent

$5,986
Monthly Cashflow

Rent − PITI − HOA

$-4,920
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,713

Mortgage (P+I)
$8,591
Cap Rate
0.62%
Cash-on-Cash
-17.38%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$10,906

NOI (Annual)
$10,541
Price-to-Rent

Lower = better for investors

23.7

* Defaults: 20% down, 6.5% rate, 30yr.

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