4259 Maryland Street

4259 Maryland Street

D

San Diego, CA 92103

$1,530,000

Beds

4

Baths

3

Sqft

1,446

Year Built

2010

Days on Market

165

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2507205

Description

Get ready to call this duplex in University Heights, "Home". Nestled in one of San Diego’s most walkable neighborhoods this recently renovated property offers the perfect blend of style, comfort, and versatility. Featuring two detached homes each with their own parking and outdoor space. Just steps away from shopping, dining, and the Hillcrest farmers market- which offers fresh produce and artisanal goods every Sunday. The main residence is a beautiful 3-bedroom 2-bathroom home. Enjoy a rare walk-out basement laundry and storage room. An extra 500 square feet of potential living space gives this property unique potential. Convert it into your office or private gym or a studio apartment for even more earning potential. The second home is a charming 1-bedroom 1-bathroom home with approximately 500 square feet of living space, its own private outdoor space, and convenient alley parking. Creatively painted to fit the spirit of the neighborhood, it would be ideal for a themed short term rental, private guest house, or income-generating long-term lease. Live your best San Diego lifestyle, walk to Michelin guide brunch, stroll home from your dinner dates, sip coffee on your front porch overlooking a canyon. And do it all while generating passive income, accommodating family, or simply enjoying the flexibility of a dual-living estate - opportunities like this are rare.

Mortgage Calculator

Est. Monthly Payment

$9,713

Principal & Interest$7,737
Property Tax$1,530
Insurance$446
%($306,000)
%

Investment Score

3D
Est. Monthly Rent

Market Rent Estimate

$5,104
Monthly Cashflow

Rent − PITI − HOA

$-4,609
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,057

Mortgage (P+I)
$7,737
Cap Rate
0.53%
Cash-on-Cash
-18.07%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$9,713

NOI (Annual)
$8,149
Price-to-Rent

Lower = better for investors

25.0

* Defaults: 20% down, 6.5% rate, 30yr.

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