4373 Pacifica
1 / 20

4373 Pacifica #6

D

Oceanside, CA 92056

$895,000
NEW — 0d

Beds

4

Baths

3.5

Sqft

2,218

Year Built

2021

Days on Market

0

Property Type

Condo

HOA/mo

$345

MLS ID

260010018SD

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Experience the pinnacle of coastal-suburban living in the premier gated community of St. Cloud in Ocean Ranch. This rare, end-unit townhouse was built in 2021 and feels brand new, offering a sophisticated blend of modern design and functional luxury. The versatile floor plan features four spacious bedrooms and 3.5 bathrooms, highlighted by highly coveted dual master suites. The first floor offers a full bedroom and en-suite bath. Upstairs, the main living level is an entertainer’s dream, featuring an open-concept great room flooded with natural light from oversized windows. The chef-inspired kitchen boasts premium appliances, crisp cabinetry, and an expansive island that overlooks the dining and living areas. You’ll also find the primary sanctuary with a walk-in closet and spa-like bath. On the third level, two additional full bedrooms and a full bath are perfect for guests, a home office, or multi-generational living. Residents enjoy resort-style amenities: a sparkling pool, spa, fitness center, clubhouse, and BBQ areas. Located just minutes from Highway 76 and 78, you are a short drive from Oceanside’s iconic beaches, the Pier, and downtown’s vibrant dining scene. Modern, private, and turnkey—this is the home you’ve been waiting for!

Mortgage Calculator

Est. Monthly Payment

$6,027

Principal & Interest$4,526
Property Tax$895
Insurance$261
HOA$345
%($179,000)
%

Location

Loading map...

Investment Score

24D
Est. Monthly Rent
$3,990
Monthly Cashflow

Rent − PITIA

$-2,037
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,700

Mortgage (P+I)
$4,526
Cap Rate
1.11%
Cash-on-Cash
-24.81%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$8,795

NOI (Annual)
$9,906
Price-to-Rent

Lower = better for investors

18.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator