4368 Temecula St

4368 Temecula St #2

D

San Diego, CA 92107

$529,000

Soft Appraisal Value: $526,100 · 0.6% above estimate

Beds

2

Baths

1.5

Sqft

689

Year Built

1980

Days on Market

24

Property Type

Condo

HOA/mo

$428

MLS ID

260005149SD

Description

Irresistible opportunity to own coastal. VA Approved Complex! This second-floor 2 bedroom, 1.5 bath condo is located less than a mile to the beach and perfectly blends modern living with laid-back coastal vibes. The open-concept layout features distressed engineered flooring, granite countertops, modern appliances, custom tile bathrooms, ceiling fans throughout, and a convenient in-unit laundry closet with a stacked washer and dryer. The home also participates in the Quieter Homes Program, offering all-new windows and doors designed to significantly reduce airport and traffic noise while still enjoying this prime location. Situated in a charming 15-unit complex with elevator access and secured underground parking. The unit includes one assigned space plus five guest spaces available first come, first served. VA approved and priced to be one of the most affordable opportunities in the area, this adorable condo is just blocks to the beach and walkable to the dog park, dog beach, and Robb Field, with incredible restaurants, shopping, nightlife, and easy freeway access all nearby. A motivated seller makes this modern coastal gem even more compelling, don’t miss your chance to live just minutes from the sand.

Mortgage Calculator

Est. Monthly Payment

$3,786

Principal & Interest$2,675
Property Tax$529
Insurance$154
HOA$428
%($105,800)
%

Investment Score

5D
Est. Monthly Rent
$3,026
Monthly Cashflow

Rent − PITI − HOA

$-760
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,897

Mortgage (P+I)
$2,675
Cap Rate
1.77%
Cash-on-Cash
-21.51%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.80
Break-even Rent
$5,489

NOI (Annual)
$9,338
Price-to-Rent

Lower = better for investors

14.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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