4321 Valle Vista San Diego

4321 Valle Vista San Diego

D

, CA 92103

$2,650,000

Beds

5

Baths

4

Sqft

3,236

Year Built

1910

Days on Market

16

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003673SD

Description

Offered for sale to the public for the first time in nearly 45 years, this classic Mission Revival is nestled in one of the most sought-after pockets of North Mission Hills. Rich in historic character, yet thoughtfully updated for modern living, this light-filled home blends timeless architecture with meaningful upgrades. Multiple skylights enhance the bright, spacious interiors, while the newly remodeled kitchen features custom cabinetry, an updated pantry, and stainless steel appliances. Hardwood floors grace the main level, complemented by dual-pane windows and doors. Designed with comfort and efficiency in mind, the property includes upgraded plumbing with a hot water recirculation pump, zoned heating and air conditioning with separate units for upstairs and downstairs, fully owned solar panels with a Tesla backup battery, and a 220V EV charging outlet in the garage. One of the main-floor bathrooms offers handicap accessibility with a roll-in shower. The primary suite serves as a private retreat with a walk-in closet and dual vanities creating a spa-like atmosphere. Additional highlights include a two-car garage with a dedicated workspace, extra driveway parking, and a generous patio ideal for entertaining or relaxing. A rare opportunity to own a cherished home in one of San Diego’s most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$16,823

Principal & Interest$13,400
Property Tax$2,650
Insurance$773
%($530,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$6,017
Monthly Cashflow

Rent − PITI − HOA

$-10,806
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,398

Mortgage (P+I)
$13,400
Cap Rate
-0.45%
Cash-on-Cash
-24.47%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$16,823

NOI (Annual)
$-11,979
Price-to-Rent

Lower = better for investors

36.7

* Defaults: 20% down, 6.5% rate, 30yr.

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