4262 Sierra Vista

4262 Sierra Vista

D

San Diego, CA 92103

$1,795,000
NEW — 6d on market

Beds

2

Baths

1.5

Sqft

1,064

Year Built

1923

Days on Market

6

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2602363

Description

Welcome to this charming single-level canyon retreat in the highly sought-after North Mission Hills neighborhood. This lovingly maintained vintage Craftsman showcases distinctive front eyebrow architecture, timeless character, and a serene setting on a private canyon lot. Inside, you’ll find beautifully refinished original oak hardwood floors in exceptional condition, complemented by elegant crown moldings and baseboards. A cozy wood-burning fireplace with gas starter creates a warm and inviting atmosphere—perfect for quiet evenings at home. Just off the kitchen, an expansive rear deck offers a seamless indoor-outdoor flow, where you can relax or entertain while enjoying tranquil canyon views. Additional highlights include a detached, fully finished storage room (approximately 95 sq. ft.), thoughtfully appointed with a laundry sink and full-size washer and dryer—blending functionality with convenience. The home has been extensively upgraded to meet modern standards while preserving its charm, including a new roof and attic insulation completed in 2023, along with updated plumbing and electrical systems. In 2024, a private spa experience was introduced with the addition of a sparkling hot tub on the deck—an ideal setting for relaxation and entertaining. A high-efficiency water heater further enhances the home’s comfort and sustainability. Adding to its exceptional appeal, the property may qualify for historical designation, presenting a rare opportunity to secure potential Mills Act tax benefits while owning a truly distinctive residence. This is a rare opportunity to own a truly special home that blends classic craftsmanship with natural beauty.

Mortgage Calculator

Est. Monthly Payment

$11,395

Principal & Interest$9,076
Property Tax$1,795
Insurance$524
%($359,000)
%

Investment Score

0D
Est. Monthly Rent
$3,799
Monthly Cashflow

Rent − PITIA

$-7,596
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,966

Mortgage (P+I)
$9,076
Cap Rate
-0.59%
Cash-on-Cash
-33.31%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.33
Break-even Rent
$16,742

NOI (Annual)
$-10,675
Price-to-Rent

Lower = better for investors

39.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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